12901 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 12901 Sunset Ter, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,730 sqft · built 1992
Lot Size	0.285 acres (12,412 sqft)
Owner	Company Name on Record
Last Sale	$752,000 (Aug 2026)
Tax Bill	$7,758 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291/00367-350-035`

Property Details

APN / Parcel Number

Primary APN	`291/00367-350-035`
Alternative APN	`792531431019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	4,879 sqft
1st Floor Area	1,446 sqft
Upper Floors Area	1,284 sqft
Basement Area	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,412 sqft (0.285 acres)
Lot Dimensions	142 ft deep x 87.1 ft wide
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12901 SUNSET TER
City	CLIVE
State	IA
Zip	50325-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 HUNTINGTON RIDGE PLAT 2
Legal Subdivision	HUNTINGTON RIDGE PLAT 2
Legal Lot Number	35
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	2
Census Block	2013
Census Tract	11203

Owner

Source: Polk County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3900 WESTOWN PKWY, 10, WEST DES MOINES, IA 50266-1054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Construction Mortgage COMMUNITY STATE BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	202647451
Deed Book / Page	20611 / 921
Prior Transfer Date	Feb 17, 2005
Prior Transfer Doc	0000080570
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 3, 2026
Property Address	12901 SUNSET TER, CLIVE, IA 50325-7461
Document Number	0000047451
Book / Page	20611 / 921
Instrument Date	Jul 24, 2026
Instrument	202647451
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121,442.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047453,
Date	Aug 3, 2026
Instrument	202647453

Lender

Name	COMMUNITY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12901 SUNSET TER, CLIVE, IA 50325-7461
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024611
Date	Mar 10, 2021
Book Page	18406/43
Instrument	2021-00024611

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 8, 2020
Property Address	12901 SUNSET TER, CLIVE, IA 50325-7461
Document Number	201900105486
Book / Page	17876 / 500
Instrument Date	Jun 4, 2020
Instrument	2019-00105486
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12901 SUNSET TER, CLIVE, IA 50325-7461

Mortgage

Document Number	201900105488
Date	Jun 8, 2020
Instrument	2019-00105488

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,758.00 Homeowner's exemption	$578,700 (+13.92%) Land $104,700 Building $474,000	$578,700 (+13.92%) Land $104,700 Building $474,000
2024	$7,758.00 (+8.53%)
2023		$508,000 Land $90,600 Building $417,400	$508,000 Land $90,600 Building $417,400
2020	$7,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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