12902 Canada Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 12902 Canada Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,245 sqft · built 2021
Lot Size	9.74 acres (424,666 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 2020)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	May 2021 Construction Loan Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-24-1001-003`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-24-1001-003`

Interior

Full Baths	2 Baths
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft
Basement Area	1,245 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Raised Ranch
Lot Area	424,666 sqft (9.74 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12902 CANADA RD
City	BIRCH RUN
State	MI
Zip	48415-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	COM AT A PT ON N LINE OF SEC 24 344.17 FT W FROM NE CORN TH S 1268.37 FT TH W 343.39 FT TH N 1271.26 FT TH E 343.39 FT TO POB
Legal Range	06E
Legal Township	10N
Legal Section	24
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	4
Census Block	4012
Census Tract	13100

Owner

12902 Canada Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12902 CANADA RD, BIRCH RUN, MI 48415-9794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Construction Mortgage MEMBER FIRST MORTGAGE LLC
Dec 18, 2020	Warranty Deed, Transfer CROSSROADS TITLE
Aug 15, 2017	Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Document Number	202032108
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	12902 CANADA RD, BIRCH RUN, MI 48415-9794
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 FLUSHING RD, FLUSHING, MI 48433-2559

Mortgage

Document Number	0000018233
Date	May 17, 2021
Instrument	2021018233

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2022

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 18, 2020
Property Address	12902 CANADA RD, BIRCH RUN, MI 48415-9794
Document Number	0000032308
Instrument Date	Dec 9, 2020
Instrument	32308
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5488 FLUSHING RD FLUSHING MI 484332559, FLUSHING, MI 48433-2559

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 15, 2017
Property Address	12902 CANADA RD, BIRCH RUN, MI 48415-9794
Document Number	0000023251
Instrument Date	Aug 4, 2017
Instrument	23251
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 COLE RD SAGINAW MI 486019335, SAGINAW, MI 48601-9335

Mortgage

Document Number	22752
Date	Aug 15, 2017
Instrument	22752

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12902 Canada Rd was $4,521 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000	$364,000
2025	$4,521.00 Homeowner's exemption
2023		$138,500	$277,000
2022	$3,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12902 Canada Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12902 Canada Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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