1290 Trinity Pl, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1290 Trinity Pl, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2005
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2020)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 25 5 59`

Property Details

APN / Parcel Number

Primary APN	`11 25 5 59`
Alternative APN	`169578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Heated Area
Gross Area	2,500 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	153 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169578
Street Address	1290 TRINITY PL
City	GRANITE FALLS
State	NC
Zip	28630-8961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1998 PG 75 YR 20 ST 370.00
Legal Subdivision	GRACE HARBOUR
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1015
Census Tract	30801

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1290 TRINITY PL, GRANITE FALLS, NC 28630-8961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Mar 29, 2006 · Amount on Record
Deed Document Number	202010048067
Deed Book / Page	1998 / 75
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1290 TRINITY PL, GRANITE FALLS, NC 28630-8961
Document Number	0010048068
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1290 TRINITY PL GRANITE FALLS NC 286308961, GRANITE FALLS, NC 28630-8961

Mortgage

Document Number	0010048068
Date	Sep 9, 2020
Book Page	001998/000077
Instrument	10048068

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1290 TRINITY PL, GRANITE FALLS, NC 28630-8961
Document Number	0010022049
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1290 TRINITY PL #P1 GRANITE FALLS NC 286308961, P1, GRANITE FALLS, NC 28630-8961

Mortgage

Document Number	0010022049
Date	May 8, 2018
Book Page	001940/002112
Instrument	10022049

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00 (+76.6%)	$239,200 (+70.25%) Land $14,400 Building $224,800	$239,200 (+70.25%) Land $14,400 Building $224,800
2023		$140,500 (-) Land $14,400 Building $126,100	$140,500 (-) Land $14,400 Building $126,100
2022	$1,107.00	$140,500 Land $14,400 Building $126,100	$140,500 Land $14,400 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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