1286 Trinity Pl, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1286 Trinity Pl, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,116 sqft · built 2007
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2024)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 25 5 60`

Property Details

APN / Parcel Number

Primary APN	`11 25 5 60`
Alternative APNs	`170067` `180563`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,116 sqft Heated Area
Gross Area	2,388 sqft
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Finished Basement	477 sqft
Unfinished Basement	639 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	153 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	180563
Street Address	1286 TRINITY PL
City	GRANITE FALLS
State	NC
Zip	28630-8961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2109 PG 1858 YR 24 ST 550.00
Legal Subdivision	SPRINGFIELD SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1015
Census Tract	30801

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1286 TRINITY PL, GRANITE FALLS, NC 28630-8961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202496082
Deed Book / Page	2109 / 1858
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1286 TRINITY PL, GRANITE FALLS, NC 28630-8961
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 TRINITY PL, GRANITE FALLS, NC 28630-8961

Mortgage

Document Number	0021540147
Date	Jan 5, 2026
Book Page	2154/147
Instrument	10114512

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 18, 2020
Property Address	1286 TRINITY PL, GRANITE FALLS, NC 28630-8961
Document Number	0010050650
Book / Page	002004 / 001155
Instrument Date	Nov 18, 2020
Instrument	10050650
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1286 TRINITY PL GRANITE FALLS NC 286308961, GRANITE FALLS, NC 28630-8961

Mortgage

Document Number	10050651
Date	Nov 18, 2020
Book Page	002004/001158
Instrument	10050651

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (+85.63%)	$257,700 (+79.08%) Land $14,400 Building $243,300	$257,700 (+79.08%) Land $14,400 Building $243,300
2023		$143,900 (-) Land $14,400 Building $129,500	$143,900 (-) Land $14,400 Building $129,500
2022	$1,134.00	$143,900 Land $14,400 Building $129,500	$143,900 Land $14,400 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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