Cabarrus County property record for 1290 Summer St, Mount Pleasant, NC 28124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,842 sqft · built 1963 |
| Lot Size | 3.72 acres (162,043 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (Aug 2019) |
| Tax Bill | $3,835 (2023) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5670 03 4174 |
| Primary APN | 5670 03 4174 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 5,687 sqft |
| 1st Floor Area | 1,842 sqft |
| Basement Area | 1,710 sqft |
| Finished Basement | 1,710 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 162,043 sqft (3.72 acres) |
| Lot Width | 153 ft Width |
| Garage Type | Mixed |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 741 sqft |
| Patio Area | 568 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 132276 |
|---|---|
| Street Address | 1290 SUMMER ST |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-8576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | SW SIDE NEW ST |
| Legal Subdivision | MT PLEASANT NORTH |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 41701 |
1290 Summer St is owned and occupied by two individuals who bought it in August 2019.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1290 SUMMER ST, MOUNT PLEASANT, NC 28124-8576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Prior Sale | Jun 27, 1994 · Amount on File |
| Deed Book / Page | 13689 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1290 SUMMER ST, MT PLEASANT, NC 28124-8576 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0017895355 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 17895/355 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1290 SUMMER ST, MT PLEASANT, NC 28124-8576 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001429751 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 14297/51 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 1290 SUMMER ST, MT PLEASANT, NC 28124-8576 |
| Document Number | 0013689113 |
| Book / Page | 13689 / 0113 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 NATALIE LN, 606, SPRING HILL, TN 37174-7601 |
| Name | Verified Name |
|---|---|
| Address | 1290 SUMMER ST, MOUNT PLEASANT, NC 28124-8576 |
| Document Number | 0013689115 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 13689/115 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Mount Pleasant Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,470 (-) Land $145,720 Building $329,750 | ||
| 2025 | $475,470 Land $145,720 Building $329,750 | ||
| 2024 | $475,470 (+54.37%) Land $145,720 Building $329,750 | ||
| 2023 | $3,835.00 | $308,000 Land $90,520 Building $217,480 | $308,000 Land $90,520 Building $217,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1290 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1290 Summer St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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