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1245 Summer St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1245 Summer St, Mount Pleasant, NC 28124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,369 sqft · built 2022
Lot Size0.422 acres (18,382 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Aug 2023)
Tax Bill$311 (2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5670 03 6652

Property Details

APN / Parcel Number

Primary APN5670 03 6652
Alternative APNs
  • 08039 0006.100000
  • 2219550
  • 164662
  • 178722

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,369 sqft Living Area
Gross Area2,287 sqft
1st Floor Area1,369 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area18,382 sqft (0.422 acres)
Lot Dimensions146 ft deep x 125 ft wide
Garage TypeMixed
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area1,638 sqft
PorchSlab
Porch Area85 sqft
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number178722
Street Address1245 SUMMER ST
CityMOUNT PLEASANT
StateNC
Zip28124-8576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionSE SIDE SUMMER ST
Legal SubdivisionMT PLEASANT NORTH
JurisdictionCABARRUS NC
Township / Civil Division8, MOUNT PLEASANT
Census Block Group3
Census Block3011
Census Tract41701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1245 SUMMER ST, MOUNT PLEASANT, NC 28124-8576
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Deed Document Number202316521
Deed Book / Page16603 / 221
Last Transfer DateMar 27, 2025
Transfer Doc0001748465
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 10, 2023
Property Address1245 SUMMER ST, MT PLEASANT, NC 28124-8576
Document Number0016603221
Book / Page16603 / 221
Instrument DateAug 10, 2023
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1017, MOUNT PLEASANT, NC 28124-1017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 SUMMER ST, MOUNT PLEASANT, NC 28124-8576

Mortgage

Document Number0166030224
DateAug 10, 2023
Instrument16603-0224
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMount Pleasant Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,770 (-) Land $62,000 Building $280,770
2025$342,770 (+106.45%) Land $62,000 Building $280,770
2024$342,770 (+106.45%) Land $62,000 Building $280,770
2023$311.00$166,030 Land $25,000 Building $141,030$166,030 Land $25,000 Building $141,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNT PLEASANT
serves 1,786 people · EPA ID NC0113020
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
currently in violation since Jul 2026
Haloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureOrganic carbon removal
Apr 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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