1290 Sheerer Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1290 Sheerer Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1956
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$67,500 (Oct 2023)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Mar 2006 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`8913-28-129-019`

Property Details

APN / Parcel Number

Primary APN	`8913-28-129-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	200 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	70 ft deep x 100 ft wide
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1290 SHEERER AVE
City	WATERLOO
State	IA
Zip	50701-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALABAR HILLS LOT 17 BLK 10
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	ALABAR HILLS
Legal Block	10
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2024
Census Tract	1502

Owner

1290 Sheerer Ave is owned by a company that bought it in October 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 301, DIKE, IA 50624-0301
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2007	Deed of Trust, Mortgage CITIFINANCIAL INC
Mar 29, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Apr 22, 2022	Warranty Deed, Transfer · Line of Credit LINCOLN SAVINGS BANK
Jan 21, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2017	Affidavit, Transfer
Oct 25, 2011	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2023 · Amount on File
Deed Sale	Oct 21, 2023 · Amount on File
Prior Sale	Oct 21, 2022 · Amount on File
Deed Document Number	20236543
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	2012003316
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007015387
Date	Jan 12, 2007
Instrument	2007015387

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	WATERLOO, IA 50701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2037

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006023468
Date	Mar 29, 2006
Instrument	2006023468

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	WATERLOO, IA 50701

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003348
Date	Aug 25, 2022
Instrument	202300003348

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	HUDSON, IA 50643

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	236 Months
Due	Apr 22, 2042

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2022
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Document Number	202200020558
Instrument Date	Apr 22, 2022
Instrument	202200020558
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 301, DIKE, IA 50624-0301

Mortgage

Document Number	202300003348
Date	Apr 22, 2022
Instrument	202300003348

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2042

Mortgage

Document Number	202200020659
Date	Apr 25, 2022
Instrument	202200020659

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	HUDSON, IA 50643

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2042

January 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 21, 2021
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Document Number	202100015418
Instrument Date	Aug 25, 2020
Instrument	202100015418
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jan 21, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 27, 2017
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Document Number	201800001574
Instrument Date	Jul 26, 2017
Instrument	2018-00001574
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 CENTER ST, CEDAR FALLS, IA 50613-1058

June 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 19, 2017
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Document Number	201700022271
Instrument Date	Feb 19, 2016
Instrument	2017-00022271
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 FALLS AVE, WATERLOO, IA 50701-5724

October 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 25, 2011
Property Address	1290 SHEERER AVE, WATERLOO, IA 50701-3255
Document Number	2012007504
Instrument Date	Oct 12, 2011
Instrument	2012007504
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT &

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 W 1ST ST, CEDAR FALLS, IA 50613-1570
Investor	Possibly a Property Investor

Mortgage

Document Number	2012007505
Date	Oct 25, 2011
Instrument	2012007505

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	GILBERTVILLE, IA 50634

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Sheerer Ave was $2,604, up 3.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00 (+3.83%)	$127,630 Land $17,330 Building $110,300	$127,630 Land $17,330 Building $110,300
2024	$2,508.00
2023		$115,640 (+13.68%) Land $17,330 Building $98,310	$115,640 Land $17,330 Building $98,310
2022	$2,234.00	$101,720 Land $17,330 Building $84,390
2021			$101,720 Land $17,330 Building $84,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1290 Sheerer Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1290 Sheerer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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