1265 Sheerer Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1265 Sheerer Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1956
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on File
Last Sale	$131,500 (Mar 2018)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-28-130-022`

Property Details

APN / Parcel Number

Primary APN	`8913-28-130-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Basement Area	1,214 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1265 SHEERER AVE
City	WATERLOO
State	IA
Zip	50701-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALABAR HILLS LOT 20 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	ALABAR HILLS
Legal Block	9
Legal Lot Number	20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	1502

Owner

1265 Sheerer Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1265 SHEERER AVE, WATERLOO, IA 50701-3254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	Apr 4, 2013 · Amount on File
Deed Document Number	201814273
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	2008015308
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 2, 2018
Property Address	1265 SHEERER AVE, WATERLOO, IA 50701-3254
Document Number	201800014273
Instrument Date	Feb 28, 2018
Instrument	201800014273
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1265 SHEERER AVE, WATERLOO, IA 50701-3254

Mortgage

Document Number	201800014274
Date	Mar 2, 2018
Instrument	201800014274

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1265 Sheerer Ave was $3,742 with a homeowner's exemption, up 4.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,742.00 (+4.88%) Homeowner's exemption	$194,200 Land $16,340 Building $177,860	$194,200 Land $16,340 Building $177,860
2024	$3,568.00
2023		$174,720 (+19.52%) Land $16,340 Building $158,380	$174,720 Land $16,340 Building $158,380
2022	$3,016.00 Homeowner's exemption	$146,180 Land $16,340 Building $129,840
2021			$146,180 Land $16,340 Building $129,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1265 Sheerer Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1265 Sheerer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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