Humboldt County property record for 1290 O St, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 2018 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $372,454 (May 2018) |
| Tax Bill | $4,789 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-234-017-000 |
| Primary APN | 021-234-017-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 1290 O ST |
|---|---|
| City | ARCATA |
| State | CA |
| Zip | 95521-5761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1103 |
1290 O St is owned and occupied by two individuals who bought it in May 2018.
Source: Humboldt County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1290 O ST, ARCATA, CA 95521-5761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2018 | Grant Deed, Transfer · Conventional Mortgage COAST CTRL CU |
| Jan 18, 2018 | Deed of Trust, Mortgage COAST CTRL CU |
| Sep 26, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on File |
| Deed Sale | May 11, 2018 · Amount on File |
| Prior Sale | Sep 26, 2017 · Amount on File |
| Deed Document Number | 2018-008770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | May 11, 2018 |
| Property Address | 1290 O ST, ARCATA, CA 95521-5761 |
| Document Number | 0000008770 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 8770 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1290 O ST ARCATA CA 955215761, ARCATA, CA 95521-5761 |
| Document Number | 8771 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 8771 |
| Name | COAST CTRL CU |
|---|---|
| Type | Credit Union |
| Address | EUREKA, CA 95501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1290 O ST, ARCATA, CA 95521-5761 |
| Document Number | 0000002042 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5251 ERICSON WAY ARCATA CA 955219273, ARCATA, CA 95521-9273 |
| Document Number | 0000002042 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 2042 |
| Name | COAST CTRL CU |
|---|---|
| Type | Credit Union |
| Address | EUREKA, CA 95501 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Sep 26, 2017 |
| Property Address | 1290 O ST, ARCATA, CA 95521-5761 |
| Document Number | 0000017547 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 17547 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $28.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5251 ERICSON WAY ARCATA CA 955219273, ARCATA, CA 95521-9273 |
The 2025 property tax bill for 1290 O St was $4,789 with a homeowner's exemption.
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,789.00 Homeowner's exemption | $423,776 Land $159,294 Building $264,482 |
| 2023 | $4,628.00 (-1.82%) Homeowner's exemption | $407,322 Land $153,109 Building $254,213 |
| 2022 | $4,714.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1290 O St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1290 O St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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