1260 O St, Arcata, CA 95521 Property Records

Humboldt County property record for 1260 O St, Arcata, CA 95521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 2018
Lot Size0.089 acres (3,920 sqft)
OwnerCompany Name on Record
Tax Bill$6,575 (2025)
Deeds & MortgagesSep 2022 Sale
Mar 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN021-234-018-000

Property Details

APN / Parcel Number

Primary APN021-234-018-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,216 sqft Living Area

Exterior

Year BuiltBuilt 2018
Construction TypeWood
Lot Area3,920 sqft (0.089 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1260 O ST
CityARCATA
StateCA
Zip95521-5761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group1
Census Block1017
Census Tract1103

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address752 18TH ST, ARCATA, CA 95521-5616
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Grant Deed, Transfer
Mar 4, 2022Grant Deed, Transfer · Conventional Mortgage
NEW WAVE LENDING GROUP INC
Jan 29, 2021Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2017Grant Deed, Transfer · Conventional Mortgage
PROVIDENT CU
Sep 26, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2022
Deed SaleSep 13, 2022
Prior SaleMar 4, 2022 · Amount on Record
Deed Document Number2022-016622
Record UpdatedJun 8, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateSep 13, 2022
Property Address1260 O ST, ARCATA, CA 95521-5761
Document Number0000016622
Instrument DateAug 30, 2022
Instrument2022-016622
Transaction TypeTransfer
Record UpdatedSep 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address752 18TH ST, ARCATA, CA 95521-5616

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateMar 4, 2022
Property Address1260 O ST, ARCATA, CA 95521-5761
Document Number0000004203
Instrument DateFeb 17, 2022
Instrument2022-004203
Transaction TypeTransfer
Record UpdatedMar 23, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 O ST, ARCATA, CA 95521-5761

Mortgage

Document Number0000004204
DateMar 4, 2022
Instrument2022-004204
Lender
NameNEW WAVE LENDING GROUP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateJan 29, 2021
Property Address1260 O ST, ARCATA, CA 95521-5761
Document Number0000002045
Instrument DateJan 21, 2021
Instrument2021-002045
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 O ST, ARCATA, CA 95521-5761

Mortgage

Document Number0000002046
DateJan 29, 2021
Instrument2021-002046
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateDec 29, 2017
Property Address1260 O ST, ARCATA, CA 95521-5761
Document Number0000023688
Instrument DateNov 14, 2017
Instrument23688
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyHUMBOLDT LAND TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$373.45
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 O ST ARCATA CA 955215761, ARCATA, CA 95521-5761

Mortgage

Document Number23689
DateDec 29, 2017
Instrument23689
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateSep 26, 2017
Property Address1260 O ST, ARCATA, CA 95521-5761
Document Number0000017547
Instrument DateAug 23, 2017
Instrument17547
Transaction TypeTransfer
Record UpdatedOct 19, 2017

Transaction

AmountAmount Recorded
Tax$28.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5251 ERICSON WAY ARCATA CA 955219273, ARCATA, CA 95521-9273

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityArcata City
Elementary School DistrictArcata Elementary School District (KG - 08)
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,575.00 (+3.49%)$583,664 (+4.04%) Land $265,302 Building $318,362
2023$6,353.00 (+32.05%)$561,000 Land $255,000 Building $306,000
2022$4,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARCATA
serves 18,857 people · EPA ID CA1210001
Water SourcePurchased groundwater from HUMBOLDT BAY MWD
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
101Netlink
Fixed Wireless
100 / 20

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