1290 Lake Pointe Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 1290 Lake Pointe Dr, Bigfork, MT 59911

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on File
Last Sale	$78,800 (Jan 2021)
Tax Bill	$1,121 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0769930`

Property Details

APN / Parcel Number

Primary APN	`R0769930`
Alternative APNs	`07-3835-26-3-19-13-0000` `0000501080`

Exterior

Lot Area	12,894 sqft (0.296 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501080
Street Address	1290 LAKE POINTE DR
City	BIGFORK
State	MT
Zip	59911-6481
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	HARBOR VILLAGE AT EAGLE BEND PH 2B, S26, T27 N, R20 W, LOT 29
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	HARBOR VILLAGE AT EAGLE BEND PH 2B
Legal Lot Number	29
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3009
Census Tract	1304

Owner

1290 Lake Pointe Dr, residential vacant land, is owned by an individual who bought it in January 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	7311 LAVA ROCK CIR, 301, MANASSAS, VA 20111-1786
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Aug 29, 2013
Deed Document Number	20211668
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 13, 2026
Property Address	1290 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	0000009701
Instrument Date	May 11, 2026
Instrument	20269701
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1290 LAKE POINTE DR, BIGFORK, MT 59911-6481

Mortgage

Document Number	0000009701,
Date	May 13, 2026
Instrument	20269701

Lender

Name	GLACIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1290 LAKE POINTE DR, BIGFORK, MT 59911-6481
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7311 LAVA ROCK CIR 301, 301, MANASSAS, VA 20111-1786

Mortgage

Document Number	202300000704
Date	Jan 13, 2023
Instrument	202300000704

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 14, 2021
Property Address	1290 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	202100001668
Instrument Date	Jan 13, 2021
Instrument	202100001668
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7311 LAVA ROCK CIR APT 301, 301, MANASSAS, VA 20111-1786

Mortgage

Document Number	202100001669
Date	Jan 14, 2021
Instrument	202100001669

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	109 Months
Due	Feb 10, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 10, 2026
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	9.99%
Index	5-Year CMT
Max Rate	14.9%

Tax Assessment & Valuation

The 2026 property tax bill for 1290 Lake Pointe Dr was $1,121, up 14% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,121.00 (+140.04%)	$148,838 (-)
2025	$467.00	$148,838	$148,838 Land $148,838
2023	$1,035.00	$138,616	$138,616 Land $138,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1290 Lake Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Lake Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Glacier Broadband.

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