1235 Lake Pointe Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 1235 Lake Pointe Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,371 sqft · built 2020
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,187 (2026)
Deeds & Mortgages	Dec 2022 Transfer Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R0769914`

Property Details

APN / Parcel Number

Primary APN	`R0769914`
Alternative APNs	`07-3835-26-3-20-15-0000` `0000501064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,371 sqft Living Area
1st Floor Area	2,888 sqft
Attic	Attic
Attic Area	483 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501064
Street Address	1235 LAKE POINTE DR
City	BIGFORK
State	MT
Zip	59911-6481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR VILLAGE AT EAGLE BEND PH 2B, S26, T27 N, R20 W, LOT 17
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	HARBOR VILLAGE AT EAGLE BEND PH 2B
Legal Lot Number	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3001
Census Tract	1304

Owner

1235 Lake Pointe Dr is owner-occupied and held in a trust since December 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Intrafamily Transfer, Transfer
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GLACIER BANK
Jul 21, 2020	Quit Claim Deed, Transfer · Construction Mortgage GLACIER BANK
Oct 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GLACIER BANK
Aug 10, 2018	Warranty Deed, Transfer · Commercial Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022
Deed Sale	Dec 16, 2022
Prior Sale	Mar 22, 2021 · Amount on File
Deed Document Number	202230575
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0000020340
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 16, 2022
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	202200030575
Instrument Date	Dec 9, 2022
Instrument	202200030575
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009273
Date	Apr 11, 2022
Instrument	202200009273

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009273
Date	Apr 12, 2022
Instrument	202200009273

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 22, 2021
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	202100009550
Instrument Date	Mar 17, 2021
Instrument	202100009550
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481

Mortgage

Document Number	202100009549
Date	Mar 22, 2021
Instrument	202100009549

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 21, 2020
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	202000020340
Instrument Date	Jul 21, 2020
Instrument	202000020340
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481

Mortgage

Document Number	202000020341
Date	Jul 21, 2020
Instrument	202000020341

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 17, 2019
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	201900026587
Instrument Date	Oct 16, 2019
Instrument	201900026587
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481

Mortgage

Document Number	201900026588
Date	Oct 17, 2019
Instrument	201900026588

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 10, 2018
Property Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481
Document Number	201800018723
Instrument Date	Aug 10, 2018
Instrument	201800018723
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 LAKE POINTE DR, 1235, BIGFORK, MT 59911-6481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 LAKE POINTE DR, BIGFORK, MT 59911-6481

Mortgage

Document Number	201800018724
Date	Aug 10, 2018
Instrument	201800018724

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1235 Lake Pointe Dr was $7,187.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,187.00	$1,693,900
2025			$1,693,900 Land $213,334 Building $1,480,566
2023	$9,795.00	$1,311,400	$1,311,400 Land $203,981 Building $1,107,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 Lake Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Lake Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Glacier Broadband.

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