Lincoln County property record for 1290 Davis Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 1980 |
| Lot Size | 6.48 acres (282,661 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $289,000 (Oct 2021) |
| Tax Bill | $213 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-04-9158 |
| Primary APN | 3623-04-9158 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 282,661 sqft (6.48 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 315365 |
|---|---|
| Street Address | DAVIS RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | 4 CHRISONDA BESS REDDING |
| Legal Subdivision | MINOR SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 70700 |
1290 Davis Rd is owned by a company that acquired it in January 2026.
Source: Lincoln County records, as of September 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1174 REDDING LN, LINCOLNTON, NC 28092-7378 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Intrafamily Transfer, Transfer |
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Deed Document Number | 2021640099 |
| Deed Book / Page | 3092 / 351 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 0000704572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 21, 2026 |
| Property Address | 1290 DAVIS RD, LINCOLNTON, NC 28092-7353 |
| Document Number | 0003472220 |
| Book / Page | 3472 / 220 |
| Map Reference | MB 29 PG 37 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 704572 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1174 REDDING LN, LINCOLNTON, NC 28092-7378 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1220 24TH AVENUE PL NE, HICKORY, NC 28601-1600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 5, 2021 |
| Property Address | 1290 DAVIS RD, LINCOLNTON, NC 28092-7353 |
| Document Number | 0003092351 |
| Book / Page | 3092 / 351 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 640099 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $578.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1289 DAVIS RD, 1289, LINCOLNTON, NC 28092-7353 |
| Name | Verified Name |
|---|---|
| Address | 1174 REDDING LN, LINCOLNTON, NC 28092-7378 |
| Document Number | 0000640100 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 640100 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 1290 Davis Rd was $213, down 68.9% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213.00 (-68.86%) | $33,601 (-71.35%) Land $33,601 | $33,601 (-71.35%) Land $33,601 |
| 2025 | $684.00 | $117,280 Land $58,708 Building $58,572 | $117,280 Land $58,708 Building $58,572 |
| 2023 | $664.00 | $117,280 Land $58,708 Building $58,572 | $117,280 Land $58,708 Building $58,572 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1290 Davis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1290 Davis Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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