Lincoln County property record for 1261 Davis Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,332 sqft · built 1952 |
| Lot Size | 2 acres (87,338 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000 (Jun 2000) |
| Tax Bill | $1,585 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-13-2161 |
| Primary APN | 3623-13-2161 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,338 sqft (2 acres) |
| Garage Area | 2,109 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1,110 sqft |
| Storage Building | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 310739 |
|---|---|
| Street Address | 1261 DAVIS RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | RD 1431 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 70700 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4581 HUNTER RHYNE RD, LINCOLNTON, NC 28092-7542 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2000 · Amount on Record |
| Deed Sale | Jun 5, 2000 · Amount on Record |
| Deed Book / Page | 1177 / 581 |
| Last Transfer Date | Jun 17, 2025 |
| Transfer Doc | 0000695567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1261 DAVIS RD, LINCOLNTON, NC 28092-7353 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1261 DAVIS RD, LINCOLNTON, NC 28092-7353 |
| Document Number | 0000344846 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 3448/46 |
| Instrument | 700831 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,585.00 | $227,825 (-) Land $26,522 Building $201,303 | $227,825 (-) Land $26,522 Building $201,303 |
| 2025 | $1,585.00 (+1.28%) | $227,825 (-) Land $26,522 Building $201,303 | $227,825 (-) Land $26,522 Building $201,303 |
| 2023 | $1,565.00 | $227,825 Land $26,522 Building $201,303 | $227,825 Land $26,522 Building $201,303 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILL-N-DALE-LINCOLN VIEW S/D private · serves 320 people · EPA ID NC0155127 |
|---|---|
| Water Source | Purchased surface water from CITY OF LINCOLNTON |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | LINCOLN COUNTY WTP |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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