1290 Crestview Dr, Troy, OH 45373 Property Records

Miami County property record for 1290 Crestview Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,246 sqft · built 1976
Lot Size	0.322 acres (14,005 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2023)
Tax Bill	$3,512 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D08-099756`

Property Details

APN / Parcel Number

Primary APN	`D08-099756`
Alternative APNs	`011018.4-03-033-00` `D08NE071 00501`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
1st Floor Area	2,452 sqft
Upper Floors Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	14,005 sqft (0.322 acres)
Lot Dimensions	149 ft deep x 94 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1290 CRESTVIEW DR
City	TROY
State	OH
Zip	45373-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 7390
Legal Subdivision	FORMERLY
Legal Lot Number	7390
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4054
Census Tract	365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1290 CRESTVIEW DR, TROY, OH 45373-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Apr 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 17, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	20238352
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0000005042
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jun 29, 2026
Property Address	1290 CRESTVIEW DR, TROY, OH 45373-1710
Document Number	0000007906
Instrument Date	Jun 22, 2026
Instrument	20267906
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 CRESTVIEW DR, TROY, OH 45373-1710

Mortgage

Document Number	0000007906,
Date	Jun 29, 2026
Instrument	20267906

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 2, 2023
Property Address	1290 CRESTVIEW DR, TROY, OH 45373-1710
Document Number	0000008352
Map Reference	MB 15 PG 27&28
Instrument Date	Jul 20, 2023
Instrument	2023OR-08352
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 CRESTVIEW DR, TROY, OH 45373-1710

Mortgage

Document Number	0000008353
Date	Aug 2, 2023
Instrument	2023OR-08353

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 22, 2020
Property Address	1290 CRESTVIEW DR, TROY, OH 45373-1710
Document Number	0000005042
Instrument Date	Apr 16, 2020
Instrument	5042
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1290 CRESTVIEW DR TROY OH 453731710, TROY, OH 45373-1710

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 17, 2019
Property Address	1290 CRESTVIEW DR, TROY, OH 45373-1710
Document Number	0000012325
Map Reference	MB 15 PG 27&28
Instrument Date	Oct 3, 2019
Instrument	2019OR-12325
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 CRESTVIEW DR, TROY, OH 45373-1710

Mortgage

Document Number	0000012326
Date	Oct 17, 2019
Instrument	2019OR-12326

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 7, 2019
Property Address	1290 CRESTVIEW DR, TROY, OH 45373-1710
Document Number	0000006062
Instrument Date	Mar 28, 2019
Instrument	6062
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1290 CRESTVIEW DR TROY OH 453731710, TROY, OH 45373-1710

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00 (+8.53%) Homeowner's exemption	$105,990 (+23.45%) Land $15,090 Building $90,900	$302,800 (+23.44%) Land $43,100 Building $259,700
2024	$3,236.00 (+2.21%) Homeowner's exemption	$85,860 (-) Land $16,280 Building $69,580
2023	$3,166.00 (+17.48%) Homeowner's exemption	$85,860 (-) Land $16,280 Building $69,580	$245,300 (-) Land $46,500 Building $198,800
2022	$2,695.00 Homeowner's exemption	$85,860 Land $16,280 Building $69,580	$245,300 Land $46,500 Building $198,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Frontier, Verizon.

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