1290 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1290 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,156 sqft · built 1962
Lot Size	0.412 acres (17,990 sqft)
Owner	Company Name on File
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1041-000D-0020`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1041-000D-0020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,156 sqft Heated Area
Gross Area	1,428 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,990 sqft (0.412 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Porch	Open Porch
Porch Area	712 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1290 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 BL D LOT 2 PENN POINT OR 418/145 634/625 654/563 1303/653 1387/536
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	PENINSULAR PT
Legal Block	D
Legal Lot Number	2
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2010
Census Tract	970102

Owner

1290 Alligator Dr is owned by a company that acquired it in March 2024.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Company Name on File
Mailing Address	1497 QUARRY TRL, WINTERSET, IA 50273-8214
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024
Deed Sale	Mar 22, 2024
Prior Sale	Dec 21, 2000 · Amount on File
Deed Document Number	0001387536
Deed Book / Page	1303 / 653
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	202119003577
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 4, 2021
Property Address	1290 ALLIGATOR DR, PANACEA, FL 32346-5110
Document Number	0019003577
Book / Page	1303 / 653
Map Reference	MB 1 PG 20
Instrument Date	Jun 2, 2021
Instrument	202119003577
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9186 W BROAD ST, 9186, GALLOWAY, OH 43119-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 QUARRY TRL, WINTERSET, IA 50273-8214

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Alligator Dr was $3,076, up 9.8% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+9.78%)	$284,227 (-0.39%) Land $179,900 Building $104,327	$284,227 (-0.39%) Land $179,900 Building $104,327
2024	$2,802.00 (+13.44%)	$285,334 (+33.4%) Land $179,900 Building $105,434	$285,334 (+33.4%) Land $179,900 Building $105,434
2023	$2,470.00 (+7.3%)	$213,888 (+11.48%) Land $130,000 Building $83,888	$213,888 (+11.48%) Land $130,000 Building $83,888
2022	$2,302.00	$191,867 Land $130,000 Building $61,867	$191,867 Land $130,000 Building $61,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1290 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1290 Alligator Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20