Franklin County property record for 1286 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,044 sqft · built 1962 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,000 (Oct 2021) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Oct 2021 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 06-07S-01W-1041-000D-0040 |
| Primary APN | 06-07S-01W-1041-000D-0040 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| View / Lot | Gulf |
| Porch | Finished/Open Porch |
| Porch Area | 710 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 1286 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL D LOT 4 PENN POINT 126/167 1049/615 1117/742 1293/270-LIFE ESTATE 1316/662 1321/43 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | PENN POINT |
| Legal Block | D |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
1286 Alligator Dr is owned by two individuals who acquired it in December 2021.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Intrafamily Transfer, Transfer LOWE TITLE SERVICES |
| Oct 19, 2021 | Warranty Deed, Transfer WAKULLA TITLE COMPANY INC |
| Mar 11, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Nov 28, 2011 |
| Deed Document Number | 20216523 |
| Deed Book / Page | 1316 / 662 |
| Last Transfer Date | Dec 9, 2021 |
| Transfer Doc | 0019007559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 1286 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019007559 |
| Book / Page | 1321 / 43 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 202119007559 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | LOWE TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1286 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5110 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 1286 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019006523 |
| Book / Page | 1316 / 662 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 202119006523 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,463.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1291 TALLAVANA TRL, 1291, HAVANA, FL 32333-5680 |
| Name | Verified Name |
|---|---|
| Address | 497 JACK CRUM RD, CRAWFORDVILLE, FL 32327-4227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 11, 2021 |
| Property Address | 1286 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019001421 |
| Book / Page | 1293 / 270 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 202119001421 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1821 BRIDGEMONT TRL, TALLAHASSEE, FL 32312-3623 |
The 2025 property tax bill for 1286 Alligator Dr was $2,535, up 0.2% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 (+0.16%) | $232,703 (-0.33%) Land $139,830 Building $92,873 | $232,703 (-0.33%) Land $139,830 Building $92,873 |
| 2024 | $2,531.00 (+6.61%) | $233,485 (+14.28%) Land $139,830 Building $93,655 | $233,485 (+14.28%) Land $139,830 Building $93,655 |
| 2023 | $2,374.00 (+6.99%) | $204,313 (+10.66%) Land $130,000 Building $74,313 | $204,313 (+10.66%) Land $130,000 Building $74,313 |
| 2022 | $2,219.00 | $184,635 Land $130,000 Building $54,635 | $184,635 Land $130,000 Building $54,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1286 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1286 Alligator Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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