Madison County property record for 121 Wildcat Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jan 2007) |
| Tax Bill | $3,828 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0044-0002-0039 |
| Primary APN | 0044-0002-0039 |
|---|---|
| Alternative APNs |
|
| Account Number | 71274 |
|---|---|
| Street Address | 121 WILDCAT DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADAMS PLACE LOT 39 |
| Legal Subdivision | ADAMS |
| Legal Lot Number | 39 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10802 |
121 Wildcat Dr is owned and occupied by an individual who bought it in January 2007.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 WILDCAT DR, RICHMOND, KY 40475-8879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2007 · Amount on File |
| Deed Sale | Jan 19, 2007 · Amount on File |
| Prior Sale | Aug 9, 2005 · Amount on File |
| Deed Document Number | 0000617223 |
| Deed Book / Page | 617 / 223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 121 WILDCAT DR, RICHMOND, KY 40475-8879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01723/474 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | M01723/474 |
| Instrument | 2013953056 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Dec 12, 2031 |
The 2025 property tax bill for 121 Wildcat Dr was $3,828 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,828.00 Additional exemption filed | $406,000 | $406,000 |
| 2023 | $3,559.00 | $367,000 | $367,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Wildcat Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Wildcat Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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