129 Waterloo Dr, Mount Airy, GA 30563 Property Records

Habersham County property record for 129 Waterloo Dr, Mount Airy, GA 30563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$145,500 (May 2017)
Tax Bill	$3,182 (2026)
Deeds & Mortgages	Jul 2023 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131 070G`

Property Details

APN / Parcel Number

Primary APN	`131 070G`
Alternative APNs	`673440` `414313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,477 sqft Heated Area
Gross Area	2,315 sqft
1st Floor Area	1,477 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,284 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	226 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	414313
Street Address	129 WATERLOO DR
City	MOUNT AIRY
State	GA
Zip	30563-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	LT 7 PB 51-191 BLK A DB 1139-867
Legal Subdivision	BRIDGEWATER
Legal Block	A
Legal Lot Number	7
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4032
Census Tract	400

Owner

129 Waterloo Dr is owned and occupied by an individual who bought it in May 2017.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	129 WATERLOO DR, MOUNT AIRY, GA 30563-3657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 19, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Jul 1, 2006 · Amount on File
Deed Document Number	2017953
Deed Book / Page	1139 / 867
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	129 WATERLOO DR, MOUNT AIRY, GA 30563-3657
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WATERLOO DR, MOUNT AIRY, GA 30563-3657

Mortgage

Document Number	0000001343/0000000094
Date	Jul 31, 2023
Book Page	0000001343/0000000094

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 19, 2017
Property Address	129 WATERLOO DR, MOUNT AIRY, GA 30563-3657
Document Number	001139/867
Book / Page	1139 / 867
Instrument Date	May 19, 2017
Instrument	2017-000953
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WATERLOO DR, MOUNT AIRY, GA 30563-3657

Mortgage

Document Number	1139/868
Date	May 23, 2017
Book Page	1139/868

Lender

Name	FBC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 129 Waterloo Dr was $3,182.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,182.00	$139,578 Land $15,000 Building $124,578	$348,944 Land $37,500 Building $311,444
2023	$2,244.00 (+16.75%)	$86,480 (+16.78%) Land $14,000 Building $72,480	$216,200 (+16.78%) Land $35,000 Building $181,200
2022	$1,922.00	$74,052 Land $12,000 Building $62,052	$185,130 Land $30,000 Building $155,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Waterloo Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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