110 Waterloo Dr, Mount Airy, GA 30563 Property Records

Habersham County property record for 110 Waterloo Dr, Mount Airy, GA 30563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2005
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2020)
Tax Bill	$2,365 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131 070`

Property Details

APN / Parcel Number

Primary APN	`131 070`
Alternative APNs	`678887` `405544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Heated Area
Gross Area	2,090 sqft
1st Floor Area	1,192 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	154 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	405544
Street Address	110 WATERLOO DR
City	MOUNT AIRY
State	GA
Zip	30563-3656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	12-14 T 1 BLK A PB 51-191 DB 1218-543
Legal Subdivision	BRIDGEWATER
Legal Block	A
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4032
Census Tract	400

Owner

110 Waterloo Dr is owned and occupied by an individual who bought it in April 2020.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2026	Deed of Trust, Mortgage · Line of Credit VALLIANCE BANK
Jul 3, 2025	Deed of Trust, Mortgage PINNACLE BANK
Apr 17, 2020	Warranty Deed, Transfer · Line of Credit PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Jan 19, 2016 · Amount on File
Deed Document Number	2020785
Deed Book / Page	1218 / 543
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	001097/469
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Aug 15, 2026
Property Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656
Document Number	1443000390
Book / Page	1443 / 390
Instrument Date	Aug 15, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656

Mortgage

Document Number	1443000390,
Date	Aug 15, 2026
Book Page	1443/390

Lender

Name	VALLIANCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656

Mortgage

Document Number	0000001402/0000000285
Date	Jul 3, 2025
Book Page	0000001402/0000000285

Lender

Name	PINNACLE BANK

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jan 1, 2032

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 17, 2020
Property Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656
Document Number	001218/543
Book / Page	1218 / 543
Instrument Date	Apr 17, 2020
Instrument	2020-000785
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WATERLOO DR, MOUNT AIRY, GA 30563-3656

Mortgage

Document Number	0000001218/0000000544
Date	Apr 20, 2020
Book Page	0000001218/0000000544

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 110 Waterloo Dr was $2,365 with a homeowner's exemption, down 5.2% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,365.00 (-5.17%) Homeowner's exemption	$108,569 (+5.13%) Land $15,000 Building $93,569	$271,422 (+5.13%) Land $37,500 Building $233,922
2025	$2,494.00	$103,269 Land $15,000 Building $88,269	$258,173 Land $37,500 Building $220,673
2023	$2,042.00 (+17.02%)	$78,700 (+17%) Land $14,000 Building $64,700	$196,750 (+17%) Land $35,000 Building $161,750
2022	$1,745.00	$67,264 Land $12,000 Building $55,264	$168,160 Land $30,000 Building $138,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Waterloo Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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