129 W Tracy Rd, Spring Valley, MN 55975 Property Records

Fillmore County property record for 129 W Tracy Rd, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1911
Lot Size	0.449 acres (19,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Jan 2017)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36.0005.080`

Property Details

APN / Parcel Number

Primary APN	`36.0005.080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,092 sqft Heated Area
Gross Area	1,200 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,570 sqft (0.449 acres)
Lot Dimensions	190 ft deep x 103 ft wide
Garage Type	Mixed
Garage Area	1,664 sqft
Parking Spaces	6 Parking Spaces
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 W TRACY RD
City	SPRING VALLEY
State	MN
Zip	55975-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-103 RANGE-013 PC 103' X 190' SE1/4 NE1/4
Legal Range	13
Legal Township	103
Legal Section	28
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	4
Census Block	4035
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 W TRACY RD, SPRING VALLEY, MN 55975-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME FEDERAL SAVINGS BANK
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 26, 2017	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	2017411424
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	129 W TRACY RD, SPRING VALLEY, MN 55975-1006
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435897
Date	Dec 8, 2021
Instrument	435897

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	129 W TRACY RD, SPRING VALLEY, MN 55975-1006
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427808
Date	Jul 29, 2020
Instrument	427808

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jan 26, 2017
Property Address	129 W TRACY RD, SPRING VALLEY, MN 55975-1006
Document Number	411424
Instrument Date	Dec 6, 2016
Instrument	411424
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	411425
Date	Jan 26, 2017
Instrument	411425

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,524.00 (+56.48%) Homeowner's exemption	$203,500 (+18.38%) Land $38,300 Building $165,200	$203,500 (+18.38%) Land $38,300 Building $165,200
2025		$171,900 (+9.49%) Land $38,300 Building $133,600	$171,900 (+9.49%) Land $38,300 Building $133,600
2023		$157,000 Land $38,300 Building $118,700	$157,000 Land $38,300 Building $118,700
2020	$2,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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