121 W Tracy Rd, Spring Valley, MN 55975 Property Records

Fillmore County property record for 121 W Tracy Rd, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1915
Lot Size	0.357 acres (15,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Dec 2018)
Tax Bill	$3,910 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36.0005.100`

Property Details

APN / Parcel Number

Primary APN	`36.0005.100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,768 sqft Heated Area
Gross Area	1,076 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	15,580 sqft (0.357 acres)
Lot Dimensions	190 ft deep x 2 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 W TRACY RD
City	SPRING VALLEY
State	MN
Zip	55975-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-103 RANGE-013 82 1/2'X 190' PC E5A W1/2 SE1/4 NE1/4
Legal Range	13
Legal Township	103
Legal Section	28
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	4
Census Block	4035
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30266 OAK LN, CANNON FALLS, MN 55009-4023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Dec 7, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Document Number	2018419930
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	396344
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	121 W TRACY RD, SPRING VALLEY, MN 55975-1052
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427660
Date	Jul 20, 2020
Instrument	427660

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Dec 7, 2018
Property Address	121 W TRACY RD, SPRING VALLEY, MN 55975-1052
Document Number	419930
Instrument Date	Nov 21, 2018
Instrument	419930
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 W TRACY RD, SPRING VALLEY, MN 55975-1052

Mortgage

Document Number	0000419931
Date	Dec 7, 2018
Instrument	419931

Lender

Name	FIRST FARMERS & MERCHANTS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,910.00 (+43.96%)	$226,100 (+20.59%) Land $31,300 Building $194,800	$226,100 (+20.59%) Land $31,300 Building $194,800
2025		$187,500 (+11.08%) Land $31,300 Building $156,200	$187,500 (+11.08%) Land $31,300 Building $156,200
2023		$168,800 Land $31,300 Building $137,500	$168,800 Land $31,300 Building $137,500
2020	$2,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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