129 Sylvia Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 129 Sylvia Ln, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1980
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$173,500 (Sep 2013)
Tax Bill	$8,085 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 38.17-3-48.1`

Property Details

APN / Parcel Number

Primary APN	`422800 38.17-3-48.1`
Alternative APN	`280003801700030480010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	359 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	129 SYLVIA LN
City	SCHENECTADY
State	NY
Zip	12306-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2,HBF,FP,ROG,DM GINGER CHRIS EST #2 - 44 7.-548-48.2
Legal Block	3
Legal Lot Number	48.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3015
Census Tract	32602

Owner

129 Sylvia Ln is owned and occupied by an individual who bought it in September 2013.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	129 SYLVIA LN, SCHENECTADY, NY 12306-9735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2013 · Amount on File
Deed Sale	Sep 23, 2013 · Amount on File
Deed Document Number	201342425
Deed Book / Page	1882 / 434
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 17, 2026
Property Address	129 SYLVIA LN, SCHENECTADY, NY 12306-9735
Document Number	0000008848
Instrument Date	Apr 4, 2026
Instrument	20268848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SYLVIA LN, SCHENECTADY, NY 12306-9735

Mortgage

Document Number	0000008848,
Date	Apr 17, 2026
Instrument	20268848

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 9, 2051

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 129 Sylvia Ln was $8,085 with exemptions applied, down 7.4% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,085.00 (-7.44%) Homeowner's exemption Senior Citizen's exemption
2025	$8,735.00	$210,000 Land $49,300 Building $160,700	$323,100 Land $75,852 Building $247,248
2023		$210,000 Land $49,300 Building $160,700	$276,300 Land $64,865 Building $211,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Sylvia Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Sylvia Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20