Schenectady County and Rotterdam Town property record for 128 Sylvia Ln, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,164 sqft · built 1980 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Oct 2023) |
| Tax Bill | $8,663 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 38.17-3-50 |
| Primary APN | 422800 38.17-3-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 698 sqft |
| Finished Basement | 698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 192 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 425 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 128 SYLVIA LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BF,FP,TLSH,ENCPT,ADD- GINGERCHRIS ESTATES-12A |
| Legal Subdivision | GINGERCHRIS SUBDIVISION NO 1 |
| Legal Block | 3 |
| Legal Lot Number | 50.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 5, 2023 | Warranty Deed, Transfer |
| Oct 5, 2023 | Correction Deed · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jul 26, 2018 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 202356507 |
| Deed Book / Page | 2117 / 263 |
| Prior Transfer Date | Aug 18, 2023 |
| Prior Transfer Doc | 0000056506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002421 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 202602421 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 2, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 5, 2023 |
| Property Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Document Number | 0000056507 |
| Book / Page | 2117 / 263 |
| Map Reference | DR 61 MAP 161 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 202356507 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Name | Verified Name |
|---|---|
| Address | 32 BERKSHIRE DR W, CLIFTON PARK, NY 12065-1741 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 5, 2023 |
| Property Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Document Number | 0000056506 |
| Book / Page | 2117 / 260 |
| Map Reference | DR 61 MAP 161 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 202356506 |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 SYLVIA LN, ROTTERDAM, NY 12306-9734 |
| Document Number | 0000056508 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 5334/685 |
| Instrument | 202356508 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007990 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 5201/340 |
| Instrument | 202207990 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015899 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 4993/268 |
| Instrument | 202015899 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 26, 2018 |
| Property Address | 128 SYLVIA LN, SCHENECTADY, NY 12306-9734 |
| Document Number | 0000033043 |
| Book / Page | 1992 / 273 |
| Map Reference | DD R61 MAP 161 |
| Instrument Date | May 11, 2018 |
| Instrument | 201833043 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $998.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 SYLVIA LN, 128, SCHENECTADY, NY 12306-9734 |
| Name | Verified Name |
|---|---|
| Address | 16 ARROW ST, SCHENECTADY, NY 12304-4403 |
| Document Number | 0000033044 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 4853/465 |
| Instrument | 201833044 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,663.00 (-7.44%) | ||
| 2025 | $9,359.00 | $225,000 (-) Land $25,000 Building $200,000 | $346,200 (+16.92%) Land $38,467 Building $307,733 |
| 2023 | $225,000 (-) Land $25,000 Building $200,000 | $296,100 (+9.22%) Land $32,900 Building $263,200 | |
| 2022 | $225,000 Land $25,000 Building $200,000 | $271,100 Land $30,122 Building $240,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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