Black Hawk County property record for 129 Summit Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1961 |
| Lot Size | 0.122 acres (5,330 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Jun 2019) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-433-007 |
| Primary APN | 8913-27-433-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 864 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,330 sqft (0.122 acres) |
| Lot Dimensions | 130 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 129 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JENKS AND MCQUILKINS SUBDIV LOT 19 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | JENKS AND MCQUILKINS SUBDIV |
| Legal Lot Number | 19 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-27-433-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 SUMMIT AVE, WATERLOO, IA 50701-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CREDIT UNION |
| Mar 08, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY DEVELOPMENT BOARD |
| Jun 17, 2019 | Warranty Deed, Transfer · ARM VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 201918923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 129 SUMMIT AVE, WATERLOO, IA 50701-2757 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900018925 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 201900018925 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 129 SUMMIT AVE, WATERLOO, IA 50701-2757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100018717 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 202100018717 |
| Name | COMMUNITY DEVELOPMENT BOARD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 17, 2019 |
| Property Address | 129 SUMMIT AVE, WATERLOO, IA 50701-2757 |
| Document Number | 201900018923 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 201900018923 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 SUMMIT AVE, WATERLOO, IA 50701-2757 |
| Document Number | 201900018924 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 201900018924 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.1% |
| Type Change Date | Jul 01, 2029 |
| Index | Other |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994.00 (-11.34%) Homeowner's exemption | $114,290 (+11.94%) Land $12,050 Building $102,240 | $114,290 (+11.94%) Land $12,050 Building $102,240 |
| 2024 | $2,249.00 (+27.21%) | ||
| 2023 | $102,100 (+14.22%) Land $12,050 Building $90,050 | $102,100 (+14.22%) Land $12,050 Building $90,050 | |
| 2022 | $1,768.00 Homeowner's exemption | $89,390 Land $12,050 Building $77,340 | |
| 2021 | $89,390 Land $12,050 Building $77,340 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.
Based on FCC filings for 690 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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