Black Hawk County property record for 126 Summit Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,035 sqft · built 1915 |
| Lot Size | 0.122 acres (5,330 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-430-013 |
| Primary APN | 8913-27-430-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 556 sqft |
| Basement Area | 556 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,330 sqft (0.122 acres) |
| Lot Dimensions | 130 ft deep x 41 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 160 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 126 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JENKS AND MCQUILKINS SUBDIV LOT 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | JENKS AND MCQUILKINS SUBDIV |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1400 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 126 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2014 |
| Transfer Doc | 201500009428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 126 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800006480 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2018-00006480 |
| Name | FIRST SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,542.00 (+8.44%) Homeowner's exemption | $101,080 (+12.94%) Land $12,050 Building $89,030 | $101,080 (+12.94%) Land $12,050 Building $89,030 |
| 2024 | $1,422.00 (-18.65%) | ||
| 2023 | $89,500 (+12.39%) Land $12,050 Building $77,450 | $89,500 (+12.39%) Land $12,050 Building $77,450 | |
| 2022 | $1,748.00 | $79,630 Land $12,050 Building $67,580 | |
| 2021 | $79,630 Land $12,050 Building $67,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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