129 Stonegate Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 129 Stonegate Ct, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,363 sqft · built 2003
Lot Size	4.2 acres (183,345 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2022)
Tax Bill	$8,305 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-374-008`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-374-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft
Unfinished Basement	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	183,345 sqft (4.2 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 STONEGATE CT
City	SPRING LAKE
State	MI
Zip	49456-2427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFR-A
Legal Description	UNIT 8 STONE GATE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 3755 PAGES 21-73, CONDOMINIUM SUBDIVISION PLAN NO 336 SEC 14 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	14
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	374
Legal Unit	8
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3017
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 STONEGATE CT, SPRING LAKE, MI 49456-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Oct 8, 2020	Intrafamily Transfer, Transfer
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20223812
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	20120055625
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 27, 2022
Property Address	129 STONEGATE CT, SPRING LAKE, MI 49456-2427
Document Number	20220003812
Map Reference	LB 3755 PG 21
Instrument Date	Oct 5, 2021
Instrument	2022-0003812
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 STONEGATE CT, 129, SPRING LAKE, MI 49456-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 CHATEAU WAY, HOLT, MI 48842-9755

Mortgage

Document Number	20220003813
Date	Jan 27, 2022
Instrument	2022-0003813

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	129 STONEGATE CT, SPRING LAKE, MI 49456-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170014962
Date	Apr 26, 2017
Instrument	2017-0014962

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MUSKEGON, MI 49441

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 8, 2020
Property Address	129 STONEGATE CT, SPRING LAKE, MI 49456-2427
Document Number	20200044373
Map Reference	LB 3755 PG 21
Instrument Date	Oct 5, 2020
Instrument	2020-0044373
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	129 STONEGATE CT, SPRING LAKE, MI 49456-2427

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 6, 2020
Property Address	129 STONEGATE CT, SPRING LAKE, MI 49456-2427
Document Number	20200000516
Map Reference	LB 3755 PG 21
Instrument Date	Dec 26, 2019
Instrument	2020-0000516
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,451.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 STONEGATE CT, 129, SPRING LAKE, MI 49456-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 LAKESHORE DR # B, B, MUSKEGON, MI 49441-1675

Mortgage

Document Number	20200000517
Date	Jan 6, 2020
Instrument	2020-0000517

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,200 (-6.65%)	$390,400 (-6.65%)
2025	$8,305.00 (+36.26%) Homeowner's exemption	$209,100 (+12.42%)	$418,200 (+12.42%)
2023		$186,000	$372,000
2022	$6,095.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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