128 Stonegate Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 128 Stonegate Ct, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,363 sqft · built 2003
Lot Size	4.2 acres (183,345 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2025)
Tax Bill	$8,728 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-374-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-374-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft
Unfinished Basement	1,363 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	183,345 sqft (4.2 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 STONEGATE CT
City	SPRING LAKE
State	MI
Zip	49456-2426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFR-A
Legal Description	UNIT 18 STONE GATE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 3755 PAGES 21-73, CONDOMINIUM SUBDIVISION PLAN NO 336 SEC 14 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	14
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	374
Legal Unit	18
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3017
Census Tract	21100

Owner

128 Stonegate Ct, a condominium, is owned and occupied by two individuals who bought it in May 2025.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 STONEGATE CT, SPRING LAKE, MI 49456-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Dec 28, 2022	Intrafamily Transfer, Transfer
Dec 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Sep 19, 2023 · Amount on File
Deed Document Number	202511763
Prior Transfer Date	Dec 21, 2022
Prior Transfer Doc	20220043414
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 19, 2023
Property Address	128 STONEGATE CT, SPRING LAKE, MI 49456-2426
Document Number	20230023731
Map Reference	LB 3755 PG 21
Instrument Date	Sep 15, 2023
Instrument	2023-0023731
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 STONEGATE CT, SPRING LAKE, MI 49456-2426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14844 SHORECREST DR, SPRING LAKE, MI 49456-9289
Investor	Possibly a Property Investor

Mortgage

Document Number	20230023732
Date	Sep 19, 2023
Instrument	2023-0023732

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 28, 2022
Property Address	128 STONEGATE CT, SPRING LAKE, MI 49456-2426
Document Number	20220043413
Map Reference	LB 3755 PG 21
Instrument Date	Dec 21, 2022
Instrument	2022-0043413
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16779 LAKEVIEW ST, SPRING LAKE, MI 49456-1363

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 28, 2022
Property Address	128 STONEGATE CT, SPRING LAKE, MI 49456-2426
Document Number	20220043414
Map Reference	LB 3755 PG 21
Instrument Date	Dec 21, 2022
Instrument	2022-0043414
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16779 LAKEVIEW ST, SPRING LAKE, MI 49456-1363

Tax Assessment & Valuation

The 2025 property tax bill for 128 Stonegate Ct was $8,728.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,300 (-6.76%)	$394,600 (-6.76%)
2025	$8,728.00 Homeowner's exemption	$211,600	$423,200
2023		$184,300	$368,600
2022	$4,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Stonegate Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Stonegate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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