129 Spinnaker Ln, Havelock, NC 28532 Property Records

Craven County property record for 129 Spinnaker Ln, Havelock, NC 28532

Property Summary

Property Type	Other Improved
Details	1,200 sqft · built 1997
Lot Size	1.24 acres (54,406 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Feb 2026)
Tax Bill	$151 (2025)
Deeds & Mortgages	Feb 2026 Sale Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-012-1-001`

Property Details

APN / Parcel Number

Primary APN	`5-012-1-001`
Alternative APNs	`131337` `138132` `139699`

Interior

Building Area	1,200 sqft Attic
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	54,406 sqft (1.24 acres)
Lot Dimensions	549 ft deep x 55.6 ft wide
Boat Access	Boat Access
Boat House	1,315 sqft

Location & Zoning

Account Number	139699
Street Address	129 SPINNAKER LN
City	HAVELOCK
State	NC
Zip	28532-8995
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 1 THE MOORINGS SCT 1
Legal Subdivision	5503
Legal Lot Number	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	3
Census Block	3016
Census Tract	961303

Owner

129 Spinnaker Ln is owned by two individuals who bought it in February 2026.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 SPINNAKER LN, HAVELOCK, NC 28532-8995
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer
Nov 6, 2023	Intrafamily Transfer, Transfer · VA Mortgage AAFMAA MORTGAGE LLC
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Apr 16, 2021 · Amount on File
Deed Document Number	202610152451
Deed Book / Page	3869 / 1283
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 18, 2026
Property Address	129 SPINNAKER LN, HAVELOCK, NC 28532-8995
Document Number	03869/1283
Book / Page	3869 / 1283
Map Reference	CAB G SLS 16 F&G
Instrument Date	Jan 23, 2026
Instrument	10152451
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$1,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 WINDSOR CT, CANTON, GA 30114-8831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SPINNAKER LN, HAVELOCK, NC 28532-8995

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 6, 2023
Property Address	129 SPINNAKER LN, HAVELOCK, NC 28532-8995
Document Number	003781/294
Book / Page	3781 / 294
Map Reference	CAB G SL 60-B
Instrument Date	Oct 31, 2023
Instrument	10119339
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 ANCHORAGE DR, HAVELOCK, NC 28532-8996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ANCHORAGE DR, HAVELOCK, NC 28532-8996

Mortgage

Document Number	0037810297
Date	Nov 6, 2023
Instrument	3781/0297

Lender

Name	AAFMAA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 3, 2020
Property Address	129 SPINNAKER LN, HAVELOCK, NC 28532-8995
Document Number	003638/519
Book / Page	3638 / 519
Map Reference	CAB G SL 16F&G
Instrument Date	Oct 29, 2020
Instrument	10063927
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 BELLA TOSCANA AVE UNIT 1201, 1201, LAKEWAY, TX 78734-2189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SPINNAKER LN, HAVELOCK, NC 28532-8995

Mortgage

Document Number	0036380522
Date	Nov 3, 2020
Instrument	3638/0522

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 129 Spinnaker Ln was $151.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,450 (-57.92%) Land $30,450	$30,450 (-57.92%) Land $30,450
2025	$151.00	$72,370 Land $30,450 Building $41,920	$72,370 Land $30,450 Building $41,920
2023	$151.00 (-20.53%)	$30,450 (-) Land $30,450	$30,450 Land $30,450
2022	$190.00	$30,450 Land $30,450
2018			$30,450 Land $30,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 129 Spinnaker Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	15 (2011–2024)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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