Craven County property record for 124 Spinnaker Ln, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,108 sqft · built 2021 |
| Lot Size | 0.546 acres (23,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Aug 1998) |
| Tax Bill | $2,287 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-012-1-026 |
| Primary APN | 5-012-1-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,790 sqft (0.546 acres) |
| Lot Dimensions | 203 ft deep x 137 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 108517 |
|---|---|
| Street Address | 124 SPINNAKER LN |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-8995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 THE MOORINGS SCT THREE |
| Legal Subdivision | MOORINGS |
| Legal Lot Number | 26 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 961303 |
124 Spinnaker Ln is owned by two individuals who bought it in August 1998.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 187, NORTH SALEM, NH 03073-0187 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1998 · Amount on File |
| Deed Sale | Aug 3, 1998 · Amount on File |
| Deed Book / Page | 1643 / 353 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 124 Spinnaker Ln was $2,287.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,287.00 | $444,100 (-) Land $52,500 Building $391,600 | $444,100 (-) Land $52,500 Building $391,600 |
| 2025 | $2,287.00 | $444,100 Land $52,500 Building $391,600 | $444,100 Land $52,500 Building $391,600 |
| 2023 | $2,275.00 (+78.43%) | $444,100 (+128.46%) Land $52,500 Building $391,600 | $444,100 Land $52,500 Building $391,600 |
| 2022 | $1,275.00 | $194,390 Land $42,000 Building $152,390 | |
| 2018 | $194,390 Land $42,000 Building $152,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Spinnaker Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 15 (2011–2024) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Spinnaker Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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