Carroll County property record for 129 Smith Ave, Westminster, MD 21157 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,896 sqft · built 1954 |
| Lot Size | 0.401 acres (17,447 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2017) |
| Tax Bill | $5,049 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-114001 |
| Primary APN | 07-114001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,896 sqft Total Area |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,447 sqft (0.401 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 646 sqft |
| Porch | Porch |
| Porch Area | 165 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 114001 |
|---|---|
| Street Address | 129 SMITH AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12A - 17447 SF 129 SMITH AVE 33-6 AMND JOSEPH W SMITH JR |
| Legal Subdivision | SMITH JR JOSEPH W |
| Legal Lot Number | 12A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-114001
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 SMITH AVE, WESTMINSTER, MD 21157-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 01, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2017 · Amount on Record |
| Deed Sale | Jun 01, 2017 · Amount on Record |
| Prior Sale | Jun 16, 2010 · Amount on Record |
| Deed Document Number | 20178703-0152 |
| Deed Book / Page | 8703 / 152 |
| Prior Transfer Date | Nov 21, 2006 |
| Prior Transfer Doc | 0051320601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 129 SMITH AVE, WESTMINSTER, MD 21157-5728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0105660022 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 10566/22 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 01, 2017 |
| Property Address | 129 SMITH AVE, WESTMINSTER, MD 21157-5728 |
| Document Number | 0087030152 |
| Book / Page | 008703 / 000152 |
| Instrument Date | May 01, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 SMITH AVE WESTMINSTER MD 211575728, WESTMINSTER, MD 21157-5728 |
| Document Number | 87030160 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 008703/000160 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,600 (+10.36%) Land $96,300 Building $401,300 | $497,600 (-) Land $96,300 Building $401,300 | |
| 2025 | $5,049.00 (+25.01%) | $450,900 (+26.13%) | $497,600 (+39.19%) Land $96,300 Building $401,300 |
| 2023 | $4,039.00 | $357,500 Land $96,300 Building $261,200 | $357,500 Land $96,300 Building $261,200 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135078012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010, other causes |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Ting Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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