Carroll County property record for 128 Smith Ave, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1960 |
| Square Footage | 1,248 sqft Total Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $199,000 (2019) |
| Tax Bill | $2,609.00 (2025) |
| Primary APN | 07-019750 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,248 sqft Total Area |
| Basement Area | 200 sqft Basement |
| Finished Basement | 200 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 019750 |
|---|---|
| Street Address | 128 SMITH AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 21 - 13068 SF 128 SMITH AVE 3-42 JOSEPH W SMITH LOTS |
| Legal Subdivision | JOSEPH W SMITH LOTS |
| Legal Lot Number | 21 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-019750
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 SMITH AVE, WESTMINSTER, MD 21157-5729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Apr 01, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2019 · Amount on Record |
| Deed Sale | Apr 01, 2019 · Amount on Record |
| Prior Sale | Dec 08, 2005 · Amount on Record |
| Deed Book / Page | 9253 / 110 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 128 SMITH AVE, WESTMINSTER, MD 21157-5729 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101420087 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 10142/87 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 01, 2019 |
| Property Address | 128 SMITH AVE, WESTMINSTER, MD 21157-5729 |
| Document Number | 0092530110 |
| Book / Page | 9253 / 0110 |
| Map Reference | MB 3 FO 42 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 128 SMITH AVE, WESTMINSTER, MD 21157-5729 |
| Investor | Possibly a Property Investor |
| Document Number | 0009253117 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 9253/117 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,500 (+28.38%) Land $92,600 Building $158,900 | $251,500 (+28.38%) Land $92,600 Building $158,900 | |
| 2025 | $2,609.00 (+17.89%) | ||
| 2023 | $2,213.00 | $195,900 Land $92,600 Building $103,300 | $195,900 Land $92,600 Building $103,300 |
128 Smith Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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