129 Smith Ave, Rutherford, TN 38369 Property Records

Gibson County property record for 129 Smith Ave, Rutherford, TN 38369

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,388 sqft · built 1979
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Mar 2017)
Tax Bill	$932 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027030 00903`

Property Details

APN / Parcel Number

Primary APN	`027030 00903`
Alternative APN	`030 00903`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	201 ft deep x 92 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	129 SMITH AVE
City	RUTHERFORD
State	TN
Zip	38369-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 000B B
Legal Subdivision	LOT 000B
Legal Lot Number	B
Jurisdiction	GIBSON TN
Township / Civil Division	16
Census Block Group	1
Census Block	1109
Census Tract	966100

Owner

Source: Gibson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 SMITH AVE, RUTHERFORD, TN 38369-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 10, 2023	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
Mar 3, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	2017168700
Deed Book / Page	1013 / 1054
Prior Transfer Date	Apr 26, 2016
Prior Transfer Doc	0000162016
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	129 SMITH AVE, RUTHERFORD, TN 38369-9597
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SMITH AVE, RUTHERFORD, TN 38369-9597

Mortgage

Document Number	0000232134
Date	Mar 20, 2024
Book Page	1101/2941
Instrument	232134

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	129 SMITH AVE, RUTHERFORD, TN 38369-9597
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SMITH AVE, RUTHERFORD, TN 38369-9597

Mortgage

Document Number	0000225041
Date	May 10, 2023
Book Page	1091/1715
Instrument	225041

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Mar 3, 2017
Property Address	129 SMITH AVE, RUTHERFORD, TN 38369-9597
Document Number	0000168700
Book / Page	001013 / 001054
Instrument Date	Feb 28, 2017
Instrument	168700
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SMITH AVE RUTHERFORD TN 383699597, RUTHERFORD, TN 38369-9597

Mortgage

Document Number	168701
Date	Mar 3, 2017
Book Page	001013/001056
Instrument	168701

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Rutherford Town
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00	$24,400 Land $2,000 Building $22,400
2024			$97,600 Land $8,000 Building $89,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTHERFORD WATER WORKS serves 1,407 people · EPA ID TN0000599
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Gibson Connect Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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