117 Smith Ave, Rutherford, TN 38369 Property Records

Gibson County property record for 117 Smith Ave, Rutherford, TN 38369

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,286 sqft · built 1980
Lot Size0.6 acres (26,136 sqft)
OwnerOwner Name on File
Last Sale$62,500 (Jun 2007)
Tax Bill$1,048 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN027030 00906

Property Details

APN / Parcel Number

Primary APN027030 00906
Alternative APN
  • 030 00906

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions192 ft deep x 135 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Shed1 Shed
Shed Area440 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address117 SMITH AVE
CityRUTHERFORD
StateTN
Zip38369-9597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 000E E
Legal Lot NumberE
JurisdictionGIBSON TN
Township / Civil Division16
Census Block Group1
Census Block1113
Census Tract966100

Owner

The current owner of 117 Smith Ave bought it in June 2007.

Source: Gibson County records, as of January 28, 2026

Owner of RecordOwner Name on File
Mailing Address117 SMITH AVE, RUTHERFORD, TN 38369-9597
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleJun 15, 2007 · Amount on File
Deed SaleJun 15, 2007 · Amount on File
Deed Document Number0000910280
Deed Book / Page910 / 280
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGIBSON TN
Property Address117 SMITH AVE, RUTHERFORD, TN 38369-9597
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 SMITH AVE, RUTHERFORD, TN 38369-9597

Mortgage

Document Number0000221594
DateDec 8, 2022
Book Page1086/1867
Instrument221594
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 14, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 117 Smith Ave was $1,048.

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGibson County
MunicipalityRutherford Town
Unified School DistrictGibson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,048.00$27,475 Land $2,550 Building $24,925
2024$109,900 Land $10,200 Building $99,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Smith Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Smith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUTHERFORD WATER WORKS
serves 1,407 people · EPA ID TN0000599
Water SourceGroundwater
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Gibson Connect
Fiber
1,000 / 1,000
TEC
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Ave

Nearby Streets

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