Rabun County property record for 129 Saddleback Cir, Dillard, GA 30537
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,360 sqft · built 1973 |
| Lot Size | 0.3 acres (13,150 sqft) |
| Owner | Company Name on Record |
| Last Sale | $535,000 (Nov 2025) |
| Tax Bill | $4,610 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 058A-296 |
| Primary APN | 058A-296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,360 sqft Heated Area |
| 1st Floor Area | 1,230 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 1,230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Shingle |
| Construction Type | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 13,150 sqft (0.3 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 550 sqft |
| Deck Area | 751 sqft |
| Patio Area | 751 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10941 |
|---|---|
| Street Address | 129 SADDLEBACK CIR |
| City | DILLARD |
| State | GA |
| Zip | 30537-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | LOT 65 & 65A |
| Legal Subdivision | SOUTH WOODS AREA SKY VLY SUB |
| Legal Block | PT 3 |
| Legal Lot Number | 65,65A |
| Jurisdiction | RABUN GA |
| Township / Civil Division | MOUNTAIN CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970102 |
Source: Rabun County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1601 OCEAN DR, VERO BEACH, FL 32963-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit OCONEE FEDERAL SAVINGS AND LOAN |
| Nov 6, 2025 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on Record |
| Deed Sale | Nov 6, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2013 · Amount on Record |
| Deed Book / Page | L52 / 226 |
| Prior Transfer Date | Mar 28, 2005 |
| Prior Transfer Doc | 000X270063 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RABUN GA |
| Property Address | 129 SADDLEBACK CIR, SKY VALLEY, GA 30537-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 SADDLEBACK CIR, DILLARD, GA 30537-2519 |
| Document Number | 000D500000000460 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 0000000D50/0000000460 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RABUN GA |
| Recording Date | Nov 6, 2025 |
| Property Address | 129 SADDLEBACK CIR, SKY VALLEY, GA 30537-2519 |
| Document Number | 000L520226 |
| Book / Page | L52 / 226 |
| Instrument Date | Nov 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.35 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 OCEAN DR, VERO BEACH, FL 32963-2252 |
Source: Rabun County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Rabun County |
| Municipality | Sky Valley City |
| Unified School District | Rabun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,610.00 (+15.77%) Homeowner's exemption | $185,208 (+33.41%) Land $27,000 Building $158,208 | $463,021 (+33.41%) Land $67,500 Building $395,521 |
| 2023 | $3,982.00 (-12.04%) Homeowner's exemption | $138,824 (+9.5%) Land $21,600 Building $117,224 | $347,059 (+9.5%) Land $54,000 Building $293,059 |
| 2022 | $4,527.00 Homeowner's exemption | $126,780 Land $18,900 Building $107,880 | $316,949 Land $47,250 Building $269,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SKY VALLEY serves 1,820 people · EPA ID GA2410053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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