Adams County property record for 123 S Commerce St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1910 |
| Lot Size | 0.061 acres (2,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,622 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0003 0003 0010 |
| Primary APN | 0003 0003 0010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 640 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Stone |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 2,700 sqft (0.061 acres) |
| Lot Dimensions | 135 ft deep x 20 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 8952 |
|---|---|
| Street Address | 123 S COMMERCE ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B&L #123 E/S S COMMERCE 41-111E-63 LIVES HERE SIGNED HOMESTEAD |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 22 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
123 S Commerce St is owned and occupied by an individual who acquired it in September 2021.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 S COMMERCE ST, NATCHEZ, MS 39120-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 |
| Deed Sale | Sep 13, 2021 |
| Deed Document Number | 000028J556 |
| Deed Book / Page | 28J / 556 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 123 S Commerce St was $2,622 with a homeowner's exemption, up 25.2% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,622.00 (+25.16%) Homeowner's exemption | $17,890 (+24.69%) | $178,900 (+24.69%) Land $25,000 Building $153,900 |
| 2024 | $2,095.00 (+5.49%) Homeowner's exemption | $14,348 (+20.61%) | $143,480 (+80.91%) Land $25,000 Building $118,480 |
| 2023 | $1,986.00 (+5.86%) Homeowner's exemption | $11,896 (-0.01%) Land $1,350 Building $10,546 | $79,310 Land $9,000 Building $70,310 |
| 2022 | $1,876.00 | $11,897 | |
| 2021 | $79,310 Land $9,000 Building $70,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 S Commerce St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 S Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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