Monmouth County and Rumson Borough property record for 129 Rumson Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 7,079 sqft · built 2016 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,800,000 (Mar 2018) |
| Tax Bill | $43,372 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00116-0000-00003 |
| Primary APN | 41-00116-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,079 sqft Living Area |
| 1st Floor Area | 3,819 sqft |
| Upper Floors Area | 4,278 sqft |
| Attic | Attic |
| Attic Area | 2,633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Area | 1,110 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 210200 |
|---|---|
| Street Address | 129 RUMSON RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | THORNTON FARMS SEC 2 |
| Legal Block | 116 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough assessment roll, APN 41-00116-0000-00003, as of July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit QUORUM FCU |
| Mar 20, 2018 | Grant Deed, Transfer TITLE INSURANCE COMMITMENT |
| Apr 09, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Prior Sale | May 14, 2015 · Amount on Record |
| Deed Document Number | 201828788 |
| Deed Book / Page | 9279 / 1187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Document Number | 0096456585 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 9645/6585 |
| Instrument | 2023035259 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ARBOR TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0096047007 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 9604/7007 |
| Instrument | 2022071778 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 2.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Document Number | 0000118456 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 RUMSON RD RUMSON NJ 077601236, RUMSON, NJ 07760-1236 |
| Document Number | 0000118456 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 009326/004467 |
| Instrument | 118456 |
| Name | QUORUM FCU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 20, 2018 |
| Property Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Document Number | 0000028788 |
| Book / Page | 009279 / 001187 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 28788 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | TITLE INSURANCE COMMITMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 RUMSON RD RUMSON NJ 077601236, RUMSON, NJ 07760-1236 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 09, 2018 |
| Property Address | 129 RUMSON RD, RUMSON, NJ 07760-1236 |
| Instrument Date | May 08, 2015 |
| Instrument | 33972 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 26, 2018 |
| Title Company | TITLE INSURANCE COMMITMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 129 RUMSON RD RUMSON NJ 077601236, RUMSON, NJ 07760-1236 |
| Document Number | 0000033972 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 33972 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | 1250 STATE ROUTE 35, MIDDLETOWN, NJ 07748-2013 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll as of July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,659,600 (+12.7%) Land $1,824,100 Building $2,835,500 | $4,659,600 (+12.7%) Land $1,824,100 Building $2,835,500 | |
| 2025 | $43,372.00 (+2.22%) | $4,134,600 (+16.67%) Land $1,696,400 Building $2,438,200 | $4,134,600 (+16.67%) Land $1,696,400 Building $2,438,200 |
| 2024 | $42,429.00 (+2.25%) | ||
| 2023 | $3,543,700 Land $1,511,500 Building $2,032,200 | $3,543,700 Land $1,511,500 Building $2,032,200 | |
| 2022 | $41,495.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258038004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 75 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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