128 Rumson Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 128 Rumson Rd, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details6 bd · 1.5 ba · 6,444 sqft · built 1904
Lot Size2.4 acres (104,544 sqft)
OwnerIndividual Name on File
Last Sale$426,000 (Feb 1997)
Tax Bill$25,790 (2025)
Deeds & MortgagesJun 2000 Loan Modification
Flood ZoneZone X (minimal risk)
APN41-00093-0000-00008

Property Details

APN / Parcel Number

Primary APN41-00093-0000-00008
Alternative APNs
  • 410009300008
  • 164900

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area6,444 sqft Living Area
1st Floor Area3,428 sqft
Upper Floors Area3,428 sqft
AtticAttic
Attic Area234 sqft
Basement Area2,070 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area104,544 sqft
Garage TypeCarport
Garage Area247 sqft
CarportCarport
Carport Area247 sqft
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number164900
Street Address128 RUMSON RD
CityRUMSON
StateNJ
Zip07760-1251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF80
Legal SubdivisionBOROUGH/RUMSON
Legal Block93
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group2
Census Block2000
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 RUMSON RD, RUMSON, NJ 07760-1251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 1997 · Amount on Record
Deed SaleFeb 26, 1997 · Amount on Record
Deed Book / Page5578 / 178
Last Transfer DateApr 22, 2016
Transfer Doc0091622792
Record UpdatedSep 20, 2026

June 2000: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address128 RUMSON RD, RUMSON, NJ 07760-1251
Document Number0000154538
Instrument DateJun 30, 2000
Transaction TypeMortgage
Record UpdatedMar 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 RUMSON RD RUMSON NJ 077601251, RUMSON, NJ 07760-1251

Mortgage

Document Number0000154538
DateDec 22, 2020
Book Page009467/004476
Instrument154538
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueDec 21, 2060

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,701,100 (+9.87%) Land $2,022,300 Building $678,800$2,701,100 (+9.87%) Land $2,022,300 Building $678,800
2025$25,790.00 (+1.2%)$2,458,500 (+16.53%) Land $1,880,800 Building $577,700$2,458,500 (+16.53%) Land $1,880,800 Building $577,700
2024$25,485.00 (+7.04%)
2023$2,109,700 Land $1,633,100 Building $476,600$2,109,700 Land $1,633,100 Building $476,600
2022$23,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1992–2012)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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