129 Ridge Point Ln, Corbin, KY 40701 Property Records

Whitley County property record for 129 Ridge Point Ln, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,587 sqft · built 1997
Lot Size	0.452 acres (19,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Apr 2022)
Tax Bill	$812 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-00-00-055.03`

Property Details

APN / Parcel Number

Primary APN	`103-00-00-055.03`
Alternative APNs	`132780` `137011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,587 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,676 sqft (0.452 acres)
Terrain	Rolling
Garage Area	440 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Gas

Location & Zoning

Street Address	129 RIDGE POINT LN
City	CORBIN
State	KY
Zip	40701-8693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2 ST HS & LT 3 (0.4517 AC) RIDGE POINT
Legal Subdivision	RIDGEPOINT SUB
Legal Lot Number	3
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	1
Census Block	1051
Census Tract	920301

Owner

Source: Whitley County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 RIDGE POINT LN, CORBIN, KY 40701-8693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST
Jul 25, 2018	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jul 25, 2018	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	2022279323
Deed Book / Page	567 / 578
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Apr 8, 2022
Property Address	129 RIDGE POINT LN, CORBIN, KY 40701-8693
Document Number	00D567/578
Book / Page	D567 / 578
Map Reference	CAB 1 SL 369
Instrument Date	Mar 16, 2022
Instrument	279323
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 RIDGE POINT LN, 129, CORBIN, KY 40701-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 RIDGE POINT LN, CORBIN, KY 40701-8693

Mortgage

Document Number	0000279324
Date	Apr 8, 2022
Instrument	279324

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.47%
Max Rate At Change	6.47%
Index	5-Year CMT
Margin	4
Max Rate	10.4%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jul 25, 2018
Property Address	129 RIDGE POINT LN, CORBIN, KY 40701-8693
Document Number	000546/256
Book / Page	546 / 256
Map Reference	MB 4 PG 196 SL 369
Instrument Date	Jul 2, 2018
Instrument	231903
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1980 POST OAK BLVD, 1980, HOUSTON, TX 77056-3899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 RIDGE POINT LN, CORBIN, KY 40701-8693

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Jul 25, 2018
Property Address	129 RIDGE POINT LN, CORBIN, KY 40701-8693
Document Number	000546/253
Book / Page	546 / 253
Map Reference	MB 4 PG 196 SL 369
Instrument Date	Jun 7, 2018
Instrument	231902
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 RIDGE POINT LN, 129, CORBIN, KY 40701-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 POST OAK BLVD, HOUSTON, TX 77056-3899
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (-4.92%)	$299,900 (-)	$299,900 (-)
2023	$854.00 Homeowner's exemption	$299,900	$299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Zetalink.

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