189 Ridge Point Ln, Corbin, KY 40701 Property Records

Whitley County property record for 189 Ridge Point Ln, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 1997
Lot Size	0.286 acres (12,467 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2016)
Tax Bill	$529 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-00-00-055.08`

Property Details

APN / Parcel Number

Primary APN	`103-00-00-055.08`
Alternative APN	`135897`

Interior

Stories	1 Story
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,467 sqft (0.286 acres)
Terrain	Rolling
Garage Area	715 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	189 RIDGE POINT LN
City	CORBIN
State	KY
Zip	40701-8693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HS & LT 8 (0.2862 AC) @ R POINT
Legal Subdivision	RIDGE POINT SUB
Legal Lot Number	8
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	1
Census Block	1051
Census Tract	920301

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit L&N FCU
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Jun 17, 2021

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2016 · Amount on Record
Deed Sale	Oct 3, 2016 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	2016220990
Deed Book / Page	536 / 22
Last Transfer Date	Jun 17, 2021
Transfer Doc	00D562/517
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M737/923
Date	Jan 28, 2026
Book Page	M737/923
Instrument	355437

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, KY MTN LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000620/485
Date	Sep 6, 2017
Book Page	620/485
Instrument	226580

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, KY MTN LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M666/243
Date	Dec 3, 2020
Book Page	M666/243
Instrument	267981

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693

Mortgage

Document Number	00M700/853
Date	Feb 2, 2023
Book Page	M700/853
Instrument	289527

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021:

Jurisdiction	WHITLEY KY
Recording Date	Jun 17, 2021
Property Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693
Document Number	00D562/517
Book / Page	D562 / 517
Map Reference	MB 4 PG 196 SL 369
Instrument Date	Jun 17, 2021
Instrument	273457
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 7TH STREET RD, CORBIN, KY 40701-2259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RIDGE POINT LN, CORBIN, KY 40701-8693

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00 (-20.21%)	$212,500 (+7.87%)	$212,500 (+7.87%)
2023	$663.00	$197,000	$197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN UTILITIES COMMISSION serves 16,065 people · EPA ID KY1180085
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Zetalink.

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