129 Overbrook Dr NE, Concord, NC 28025 Property Records

Cabarrus County property record for 129 Overbrook Dr NE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,634 sqft · built 1983
Lot Size	2.62 acres (114,127 sqft)
Owner	Individual Name on File
Tax Bill	$7,293 (2023)
Deeds & Mortgages	Aug 2026 Construction Loan May 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5622 93 3232`

Property Details

APN / Parcel Number

Primary APN	`5622 93 3232`
Alternative APNs	`12063 0008.000000` `3117950`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,634 sqft Living Area
Gross Area	9,154 sqft
1st Floor Area	2,506 sqft
Upper Floors Area	1,792 sqft
Basement Area	1,920 sqft
Finished Basement	1,560 sqft
Unfinished Basement	360 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	114,127 sqft (2.62 acres)
Lot Width	354 ft Width
Garage Type	Mixed
Garage Area	672 sqft
Driveway	Asphalt Driveway
Driveway Area	3,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	582 sqft
Deck Area	423 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3117950
Street Address	129 OVERBROOK DR NE
City	CONCORD
State	NC
Zip	28025-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 8 OVERBROOK ESTS SECT B
Legal Subdivision	OVERBROOK ESTS
Legal Lot Number	8
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1024
Census Tract	42401

Owner

129 Overbrook Dr NE is owned and occupied by an individual.

Source: Cabarrus County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK
May 13, 2026	Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 12, 2026
Property Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550
Document Number	0000019110
Book / Page	18122 / 96
Instrument Date	Aug 7, 2026
Instrument	202619110
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550

Mortgage

Document Number	0000019110,
Date	Aug 12, 2026
Book Page	18122/96
Instrument	202619110

Lender

Name	UWHARRIE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 12, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	May 13, 2026
Property Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550
Document Number	0000011088
Book / Page	17985 / 204
Instrument Date	May 12, 2026
Instrument	202611088
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550

Mortgage

Document Number	0000011088,
Date	May 13, 2026
Book Page	17985/204
Instrument	202611088

Lender

Name	UWHARRIE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 18, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15534251
Date	Sep 29, 2021
Book Page	15534/251

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	129 OVERBROOK DR NE, CONCORD, NC 28025-9550
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14925167
Date	Feb 19, 2021
Book Page	14925/167

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,160 Land $144,850 Building $660,310
2024			$805,160 (+34.69%) Land $144,850 Building $660,310
2023	$7,293.00	$597,790 Land $96,940 Building $500,850	$597,790 Land $96,940 Building $500,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Overbrook Dr NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Overbrook Dr NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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