123 Overbrook Dr NE, Concord, NC 28025 Property Records

Cabarrus County property record for 123 Overbrook Dr NE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,926 sqft · built 1979
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900 (May 2022)
Tax Bill	$7,133 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5622 92 4884`

Property Details

APN / Parcel Number

Primary APN	`5622 92 4884`
Alternative APNs	`12063 0007.000000` `121481` `155043`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,926 sqft Living Area
Gross Area	6,469 sqft
1st Floor Area	2,276 sqft
Upper Floors Area	1,792 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	141,134 sqft (3.24 acres)
Lot Width	660 ft Width
Garage Type	Mixed
Garage Area	858 sqft
Driveway	Concrete Driveway
Driveway Area	3,000 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	419 sqft
Patio Area	266 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155043
Street Address	123 OVERBROOK DR NE
City	CONCORD
State	NC
Zip	28025-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 7 OVERBROOK ESTATES
Legal Subdivision	OVERBROOK ESTATES
Legal Lot Number	7
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1031
Census Tract	42401

Owner

123 Overbrook Dr NE is owned and occupied by two individuals who bought it in May 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 OVERBROOK DR NE, CONCORD, NC 28025-9550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 30, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	202214622
Deed Book / Page	16001 / 299
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 2, 2022
Property Address	123 OVERBROOK DR NE, CONCORD, NC 28025-9550
Document Number	0016001299
Book / Page	16001 / 299
Map Reference	MB 16 PG 51
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 OVERBROOK DR NE, 123, CONCORD, NC 28025-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OVERBROOK DR NE, CONCORD, NC 28025-9550

Mortgage

Document Number	0160010305
Date	May 2, 2022
Instrument	16001-0305

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 7, 2018
Property Address	123 OVERBROOK DR NE, CONCORD, NC 28025-9550
Document Number	0012907319
Book / Page	12907 / 0319
Map Reference	MB16 PG51
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5945 WATER ST NW, 5945, CONCORD, NC 28027-6456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OVERBROOK DR NE, CONCORD, NC 28025-9550

Mortgage

Document Number	0012907321
Date	Mar 7, 2018
Instrument	12907/321

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	123 OVERBROOK DR NE, CONCORD, NC 28025-9550
Document Number	1252730
Book / Page	012527 / 000030
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 OVERBROOK DR NE CONCORD NC 280259550, CONCORD, NC 28025-9550

Mortgage

Document Number	1252730
Date	Jun 9, 2017
Book Page	012527/000030
Instrument	14534

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,060 Land $172,500 Building $712,560
2024			$885,060 (+51.37%) Land $172,500 Building $712,560
2023	$7,133.00	$584,710 Land $115,350 Building $469,360	$584,710 Land $115,350 Building $469,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Overbrook Dr NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Overbrook Dr NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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