129 OBSIDIAN CLIFF CT FOLSOM CA 956307192, FOLSOM, CA 95630-7192
Mortgage
Document Number
2101261452
Date
Jan 26, 2021
Instrument
2101261452
Lender
Name
FINANCE OF AMERICA MTG
Address
HORSHAM, PA 19044
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 25, 2051
September 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
129 OBSIDIAN CLIFF CT, FOLSOM, CA 95630-7192
Document Number
1909231159
Instrument Date
Sep 11, 2019
Transaction Type
Mortgage
Record Updated
Oct 3, 2019
Title Company
OLD REPUBLIC TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
129 OBSIDIAN CLIFF CT FOLSOM CA 956307192, FOLSOM, CA 95630-7192
Mortgage
Document Number
1909231159
Date
Sep 23, 2019
Instrument
1909231159
Lender
Name
FINANCE OF AMERICA MTG
Address
HORSHAM, PA 19044
Agreement
Amount
Amount on Record
Term
360 Months
Due
Sep 22, 2049
October 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Oct 12, 2017
Property Address
129 OBSIDIAN CLIFF CT, FOLSOM, CA 95630-7192
Document Number
1710121611
Instrument Date
Oct 11, 2017
Instrument
1710121611
Transaction Type
Transfer
Record Updated
Oct 25, 2017
Title Company
NORTH AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$731.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
129 OBSIDIAN CLIFF CT FOLSOM CA 956307192, FOLSOM, CA 95630-7192
Mortgage
Document Number
1710121612
Date
Oct 12, 2017
Instrument
1710121612
Lender
Name
PACIFIC UNION FIN'L
Type
Funding / Finance Company
Address
IRVING, TX 75063
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 11, 2047
Mortgage
Document Number
1710121613,
Date
Oct 12, 2017
Instrument
1710121613
Lender
Name
TCF NAT'L BK
Type
Bank
Address
SIOUX FALLS, SD 57106
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Oct 11, 2047
Interest
Rate Type
Adjustable Rate
May 2017: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
SACRAMENTO CA
Recording Date
May 23, 2017
Property Address
129 OBSIDIAN CLIFF CT, FOLSOM, CA 95630-7192
Document Number
0000000763
Book / Page
170523 / 000763
Instrument Date
Sep 1, 2016
Transaction Type
Foreclosure
Record Updated
Jun 5, 2017
Title Company
OTHER
Transaction
Amount
Amount on Record
Tax
$748.00
Amount Accuracy
Confirmed
Additional
Notice of Trustee Sale
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Limited Partnership
Address
1111 H ST #3RD SACRAMENTO CA 958142849, 3RD, SACRAMENTO, CA 95814-2849
Tax Assessment & Valuation
The 2025 property tax bill for 129 Obsidian Cliff Ct was $9,984 with a homeowner's exemption, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Folsom City
Unified School District
Folsom-Cordova Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$943,827 (+12.1%)Land $208,903Building $734,924
2025
$9,984.00 (+2.07%)Homeowner's exemption
$841,988Land $204,807Building $637,181
2024
$9,782.00 (+2.29%)
2023
$9,563.00 (+1.29%)Homeowner's exemption
$809,295Land $196,855Building $612,440
2022
$9,441.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 129 Obsidian Cliff Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Nearby Flood Claims
2 (1995–2016)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Dec 2016 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 129 Obsidian Cliff Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source
Surface water
Last State Inspection
Jun 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Astound Broadband, AT&T, Cal.net, Succeed.Net, Zeta Broadband.