126 Oak Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 126 Oak Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,219 sqft · built 1986
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2022)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Nov 2022 Sale Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-31-5916-00000-0250`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-5916-00000-0250`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,219 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,219 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Driveway	Concrete Driveway
Driveway Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	126 OAK LN
City	FLAGLER BEACH
State	FL
Zip	32136-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAGE - PHASE II LOT 25 OR 214 PG 320 OR 262 PG 382 OR 288 PG 464 OR 305 PG 071 OR 400 PG 524 OR 745 PG 1462 OR 1218/1108 OR 1959/784 OR 2037/1910-OD OR 2037/1484- DC OR 2100/67
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	THE VILLAGE
Legal Phase	2
Legal Lot Number	25
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60304

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer OCEAN BLUE TITLE LLC
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 4, 2021	Re-recorded Document HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC
Feb 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	202252403
Deed Book / Page	2731 / 1624
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0012181108
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 1, 2022
Property Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0027311624
Book / Page	2731 / 1624
Map Reference	MB 26 PG 52
Instrument Date	Oct 27, 2022
Instrument	2022052403
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 AVALON AVE, 139, FLAGLER BEACH, FL 32136-3349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 1, 2022
Property Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0027190855
Book / Page	2719 / 855
Map Reference	MB 26 PG 52
Instrument Date	Aug 25, 2022
Instrument	2022044485
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 LAKE MONTEREY CIR, 183, BOYNTON BEACH, FL 33426-8436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 AVALON AVE, FLAGLER BEACH, FL 32136-3349

Mortgage

Document Number	0002719857
Date	Sep 1, 2022
Instrument	2719/857

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FLAGLER FL
Recording Date	Jun 4, 2021
Property Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0025691856
Book / Page	2569 / 1856
Map Reference	MB 26 PG 52&53
Instrument Date	Feb 12, 2021
Instrument	2021030771
Record Updated	Jun 21, 2021
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 OAK LN, 126, FLAGLER BEACH, FL 32136-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 LAKE MONTEREY CIR, BOYNTON BEACH, FL 33426-8436

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 15, 2021
Property Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0025261494
Book / Page	2526 / 1494
Map Reference	MB 26 PG 52&53
Instrument Date	Feb 12, 2021
Instrument	2021007583
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 OAK LN, 126, FLAGLER BEACH, FL 32136-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 LAKE MONTEREY CIR, BOYNTON BEACH, FL 33426-8436

Mortgage

Document Number	0025261495
Date	Feb 15, 2021
Instrument	2526/1495

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	126 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0023030293
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 OAK LN FLAGLER BEACH FL 321363474, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number	0023030293
Date	Aug 30, 2018
Book Page	002303/000293
Instrument	33057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+2.93%) Homeowner's exemption Senior Citizen's exemption	$231,205 (+5.99%)	$284,777 (+30.54%) Land $52,500 Building $232,277
2024	$2,870.00 (-16.81%)
2023	$3,450.00 (-1.2%) Homeowner's exemption	$218,145 (+24.09%) Land $52,500 Building $165,645	$218,145 (+24.09%) Land $52,500 Building $165,645
2022	$3,492.00	$175,794 Land $52,500 Building $123,294	$175,794 Land $52,500 Building $123,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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