Johnston County property record for 129 McCoy Dr, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 2000 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Oct 2017) |
| Tax Bill | $1,773 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15I08004N |
| Primary APN | 15I08004N |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,954 sqft |
| 1st Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000204892 |
|---|---|
| Street Address | 129 MCCOY DR |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 8 GIN BRANCH ESTATES 53/193 |
| Legal Subdivision | GIN BRANCH ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40905 |
129 McCoy Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 27, 2017 | Warranty Deed, Transfer JERRY W & GLENDA A WATERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on File |
| Deed Sale | Oct 27, 2017 · Amount on File |
| Prior Sale | Jul 26, 2001 |
| Deed Document Number | 2017549461 |
| Deed Book / Page | 5049 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 129 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 129 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Document Number | 0000036083 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | DEED6999/100 |
| Instrument | 2025036083 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 129 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Document Number | 0000549461 |
| Book / Page | 005049 / 000517 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 549461 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 MCCOY DR SMITHFIELD NC 275776920, SMITHFIELD, NC 27577-6920 |
| Document Number | 549462 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 005049/000519 |
| Instrument | 549462 |
| Name | JERRY W & GLENDA A WATERS |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 26, 2037 |
The 2026 property tax bill for 129 McCoy Dr was $1,773.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,773.00 | $283,670 Land $74,990 Building $208,680 | $283,670 Land $74,990 Building $208,680 |
| 2023 | $1,132.00 | $146,830 Land $32,000 Building $114,830 | $146,830 Land $32,000 Building $114,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 McCoy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 McCoy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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