Johnston County property record for 113 McCoy Dr, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 2000 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,999 (Jul 2026) |
| Tax Bill | $1,797 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15I08004J |
| Primary APN | 15I08004J |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 952 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000124541 |
|---|---|
| Street Address | 113 MCCOY DR |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | L4 GIN BRANCH EST 53/193 1674 |
| Legal Subdivision | GIN BRANCH ESTATES SUBDIVISION |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40905 |
113 McCoy Dr is owned and occupied by an individual who bought it in July 2026.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · FHA Mortgage TEXANA BANK |
| Mar 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK |
| Aug 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Jul 18, 2006 · Amount on File |
| Deed Document Number | 202621788 |
| Deed Book / Page | 7145 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 6, 2026 |
| Property Address | 113 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Document Number | 0000021788 |
| Book / Page | 7145 / 452 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202621788 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | PRESIDENTIAL TITLE INC, PRESIDENTIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,812.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021789, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202621789 |
| Name | TEXANA BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 113 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000603203 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 5303/0169 |
| Instrument | 2019603203 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 113 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000768078 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 6033/815 |
| Instrument | 2021768078 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 113 MCCOY DR, SMITHFIELD, NC 27577-6920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TTL CO DENVE |
| Name | Verified Name |
|---|
| Document Number | 0000820753 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 6310/695 |
| Instrument | 2022820753 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 113 McCoy Dr was $1,797, up 5.9% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,797.00 (+5.89%) | $267,360 (-) Land $72,240 Building $195,120 | $267,360 (-) Land $72,240 Building $195,120 |
| 2025 | $1,697.00 | $267,360 Land $72,240 Building $195,120 | $267,360 Land $72,240 Building $195,120 |
| 2023 | $1,150.00 | $149,460 Land $30,820 Building $118,640 | $149,460 Land $30,820 Building $118,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 McCoy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 113 McCoy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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