129 Live Oak Ln, Largo, FL 33770 Property Records

Pinellas County property record for 129 Live Oak Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,910 sqft · built 1957
Lot Size	0.287 acres (12,519 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2020)
Tax Bill	$9,167 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7630-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7630-3`
Alternative APNs	`32-29-15-35640-005-0200` `291532356400050200` `152932356400050200` `R354209`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,519 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	401 sqft
Deck Area	400 sqft
Patio Area	485 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354209
Street Address	129 LIVE OAK LN
City	LARGO
State	FL
Zip	33770-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 1 BLK E, LOT 20
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 1
Legal Tract	35640
Legal Block	E
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1014
Census Tract	25210

Owner

129 Live Oak Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 LIVE OAK LN, LARGO, FL 33770-2657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	2020182706
Deed Book / Page	21043 / 706
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	0203310775
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 17, 2020
Property Address	129 LIVE OAK LN, LARGO, FL 33770-2657
Document Number	0210430706
Book / Page	21043 / 706
Map Reference	MB 31 PG 23&24
Instrument Date	Jun 5, 2020
Instrument	2020182706
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 PALOMINO WAY, 1431, OVIEDO, FL 32765-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 DEXTER AVE, MERIDEN, CT 06450-6136

Mortgage

Document Number	0021043708
Date	Jun 17, 2020
Instrument	21043/708

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 21, 2019
Property Address	129 LIVE OAK LN, LARGO, FL 33770-2657
Document Number	0204691054
Book / Page	20469 / 1054
Map Reference	MB 31 PG 23&24
Instrument Date	Mar 19, 2019
Instrument	2019087033
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14987 ALAN CT, 14987, LARGO, FL 33771-5211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LIVE OAK LN, LARGO, FL 33770-2657

Mortgage

Document Number	2019087034
Date	Mar 21, 2019
Instrument	2019087034

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 9, 2018
Property Address	129 LIVE OAK LN, LARGO, FL 33770-2657
Document Number	0203310775
Book / Page	020331 / 000775
Instrument Date	Nov 2, 2018
Instrument	362660
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	129 LIVE OAK LN LARGO FL 337702657, LARGO, FL 33770-2657

Tax Assessment & Valuation

The 2025 property tax bill for 129 Live Oak Ln was $9,167 with a homeowner's exemption, up 7.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,167.00 (+7.09%) Homeowner's exemption	$562,015 Land $258,496 Building $303,519	$562,015 Land $258,496 Building $303,519
2024	$8,560.00 (-4.44%)
2023	$8,958.00 (+16.69%) Homeowner's exemption	$552,183 (+20.62%)	$552,183 (+20.62%) Land $336,058 Building $216,125
2022	$7,677.00	$457,769	$457,769 Land $287,505 Building $170,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Live Oak Ln in Zone X, an area of minimal flood risk, though there have been 101 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 129 Live Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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