124 Live Oak Ln, Largo, FL 33770 Property Records

Pinellas County property record for 124 Live Oak Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,122 sqft · built 1955
Lot Size	0.287 acres (12,497 sqft)
Owner	Company Name on File
Last Sale	$1,125,000 (Mar 2023)
Tax Bill	$18,327 (2025)
Deeds & Mortgages	Mar 2023 Sale May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7657-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7657-6`
Alternative APNs	`32-29-15-35640-006-0130` `291532356400060130` `152932356400060130` `R354236`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,122 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	2,426 sqft
Upper Floors Area	696 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,497 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	574 sqft
Deck Area	225 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354236
Street Address	124 LIVE OAK LN
City	LARGO
State	FL
Zip	33770-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 1 BLK F, LOT 13
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 1
Legal Tract	35640
Legal Block	F
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1013
Census Tract	25210

Owner

124 Live Oak Ln is owned by a company that bought it in March 2023.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	508 BRANDON RD, LOUISVILLE, KY 40207-1302
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
May 15, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional with PMI REPUBLIC ST MTG
Aug 17, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	202360823
Deed Book / Page	22368 / 1637
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 8, 2023
Property Address	124 LIVE OAK LN, LARGO, FL 33770-2606
Document Number	0223681637
Book / Page	22368 / 1637
Map Reference	MB 31 PG 23&24
Instrument Date	Mar 7, 2023
Instrument	2023060823
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$7,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 PRESTON RD APT 4004, 4004, PLANO, TX 75093-5476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 BRANDON RD, SAINT MATTHEWS, KY 40207-1302

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	124 LIVE OAK LN, LARGO, FL 33770-2606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205392459
Date	May 15, 2019
Book Page	20539/2459
Instrument	2019153422

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	124 LIVE OAK LN, LARGO, FL 33770-2606
Document Number	0211240980
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5414 ROSE ST HOUSTON TX 770075258, HOUSTON, TX 77007-5258

Mortgage

Document Number	0211240980
Date	Aug 17, 2020
Book Page	021124/000980
Instrument	244025

Lender

Name	REPUBLIC ST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 17, 2020
Property Address	124 LIVE OAK LN, LARGO, FL 33770-2606
Document Number	0211240978
Book / Page	021124 / 000978
Instrument Date	Aug 14, 2020
Instrument	244024
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$4,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 LIVE OAK LN LARGO FL 337702606, LARGO, FL 33770-2606

Tax Assessment & Valuation

The 2025 property tax bill for 124 Live Oak Ln was $18,327, up 11.3% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,327.00 (+11.29%)	$1,048,481 Land $322,057 Building $726,424	$1,048,481 Land $322,057 Building $726,424
2024	$16,468.00 (+62.34%)
2023	$10,144.00 (+8.75%) Homeowner's exemption	$620,746 (+9.22%)	$945,165 (+47.09%) Land $383,473 Building $561,692
2022	$9,328.00 Homeowner's exemption	$568,335	$642,590 Land $301,393 Building $341,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Live Oak Ln in Zone X, an area of minimal flood risk, though there have been 101 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 Live Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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