St. Charles County property record for 129 Keystone Ridge Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,976 sqft · built 2018 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180200060 |
| Primary APN | T180200060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,976 sqft Living Area |
| Gross Area | 4,648 sqft |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,984 sqft |
| Finished Basement | 992 sqft |
| Unfinished Basement | 992 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,775 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180200060 |
|---|---|
| Street Address | 129 KEYSTONE RIDGE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE RIDGE LOT 13 |
| Legal Subdivision | KEYSTONE RIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 312095 |
129 Keystone Ridge Dr is owned and occupied by two individuals.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 12, 2019 |
| Property Address | 129 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Document Number | 0071040362 |
| Book / Page | 007104 / 000362 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 352840 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 KEYSTONE RIDGE DR O FALLON MO 633665093, O FALLON, MO 63366-5093 |
| Document Number | 71040364 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 007104/000364 |
| Instrument | 352850 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $85,822 | $451,694 Land $50,000 Building $401,694 |
| 2023 | $80,906 | |
| 2022 | $425,823 Land $50,000 Building $375,823 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 129 Keystone Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Keystone Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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