128 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 128 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 2020
Lot Size	0.207 acres (9,060 sqft)
Owner	Individual Name on Record
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T180200116`

Property Details

APN / Parcel Number

Primary APN	`T180200116`
Alternative APN	`2-0048-C585-00-0069.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
Basement Area	1,553 sqft

Exterior

Year Built	Built 2020
Exterior Material	Brick/Stone
Lot Area	9,060 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180200116
Street Address	128 KEYSTONE RIDGE DR
City	O FALLON
State	MO
Zip	63366-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE RIDGE LOT 69
Legal Range	02E
Legal Township	47N
Legal Subdivision	KEYSTONE RIDGE
Legal Lot Number	69
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3085
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	128 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Intrafamily Transfer, Transfer
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021
Deed Sale	Jan 29, 2021
Prior Sale	Jan 29, 2021
Deed Document Number	0000008873
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000040665
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2023
Property Address	128 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number	0000040665
Map Reference	MB 49 PG 332
Instrument Date	Sep 29, 2023
Instrument	2023R-040665
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2021
Property Address	128 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number	0000008873
Map Reference	MB 49 PG 332
Instrument Date	Jan 27, 2021
Instrument	2021R-008873
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD200, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

Mortgage

Document Number	0000008874
Date	Jan 29, 2021
Instrument	2021R-008874

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,109.00	$65,841 (+11.27%)	$346,532 (+11.27%) Land $50,000 Building $296,532
2023		$59,173
2022			$311,435 Land $50,000 Building $261,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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